Leland Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Algernon L. Butler

Power of Attorney, Employment, Child Custody, Credit & Debt, Bankruptcy

Status:

CONTACT

111 N 5Th Ave, Wilmington, NC 28402

J. S. Gorham

Criminal, Medical Malpractice, Bankruptcy

Status: Licensed: 54 Years

CONTACT

1106 Cresthill Court, Leland, NC 28451

Dean R. Davis

Real Estate, International, Civil & Human Rights, Bankruptcy & Debt

Status: Licensed: 50 Years

CONTACT

6106 Tidal Reach Court, Wilmington, NC 28403

James P. Bonner

Real Estate, Estate, Bankruptcy & Debt, Landlord-Tenant, Traffic

Status: Licensed: 37 Years

CONTACT

Wilmington, NC 28406

William J. Boney

Family Law, Criminal, Personal Injury, Accident & Injury, Credit & Debt

Status:

CONTACT

Wilmington, NC 28402

Gregory K. Kornegay

Social Security -- Disability, Social Security, Government, Bankruptcy

Status:

CONTACT

Wilmington, NC 28402

Roger Carl White

Real Estate, Lawsuit & Dispute, Intellectual Property, Business, Bankruptcy & Debt

Status: Licensed: 22 Years

CONTACT

321 N. Front Street, Wilmington, NC 28401

Elizabeth Ball Wright

Real Estate, Lawsuit & Dispute, Immigration, Collection

Status: Licensed: 12 Years

CONTACT

310 N Front St, Wilmington, NC 28401

James D. Mclean

Business, Real Estate, International Other, Commercial Bankruptcy

Status: Licensed: 36 Years

CONTACT

310 North Front Street, Wilmington, NC 28401

Elizabeth Wright Embrey

Lawsuit & Dispute, Real Estate, Collection, Foreclosure

Status: Licensed: 21 Years

CONTACT

228 N. Front St., Wilmington, NC 28401

800-814-6700

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LEGAL TERMS

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Leland Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Algernon L. Butler

J. S. Gorham

Dean R. Davis

James P. Bonner

William J. Boney

Gregory K. Kornegay

Roger Carl White

Elizabeth Ball Wright

James D. Mclean

Elizabeth Wright Embrey

TIPS

LEGAL TERMS

ABUSE

NO-FAULT INSURANCE

COLLECTION AGENCY

GUARANTEED RESERVATION

SOLE PROPRIETORSHIP

TRUTH IN LENDING ACT (TILA)

WORKOUT

TRADE NAME

FRAUDULENT TRANSFER

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