Lisle Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Raya D. Bogard

Corporate, Business Successions, Business Organization, Collection

Status:

CONTACT

1001 Warrenville Road, Lisle, IL 60532

Lauryn E. Parks

Class Action, Corporate, Collection, Bankruptcy Litigation

Status: Licensed: 23 Years

CONTACT

1001 Warrenville Rd, Lisle, IL 60532

Heather L. Genck

Family Law, Corporate, Contract, Collection

Status: Licensed: 28 Years

CONTACT

1001 Warrenville Rd, Lisle, IL 60532

Michael J. Drabant

Wills & Probate, Trusts, Estate Planning, Collection

Status: Licensed: 16 Years

CONTACT

200 W. 22nd Street, Lombard, IL 60148

Joshua Rosenzweig

Divorce, Criminal, Collection, Personal Injury

Status: Licensed: 19 Years

CONTACT

1804 N Naper Blvd, Naperville, IL 60563

Russel Greg Winick

Litigation, Civil Rights, Business & Trade, Collection

Status:

CONTACT

1220 Iroquois Avenue, Naperville, IL 60563

John Lipinsky

Litigation, International Tax, Collection, Bankruptcy, Lawsuit & Dispute

Status: Licensed: 34 Years

CONTACT

2300 Cabot Dr, Lisle, IL 60532

Stephen Sotelo

Estate Planning, Business, Collection, Personal Injury, Employment Discrimination

Status:

CONTACT

200 E 5Th Ave, Naperville, IL 60563

Robin Kramer

Collection, Landlord-Tenant, Merger & Acquisition, Car Accident, Personal Injury

Status: Licensed: 34 Years

CONTACT

27475 Ferry Road, Warrenville, IL 60555

Maya Ziv-el

Real Estate, Collection

Status: Licensed: 18 Years

CONTACT

1250 E. Diehl Rd., Naperville, IL 60563

800-814-6700

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Lisle Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Raya D. Bogard

Lauryn E. Parks

Heather L. Genck

Michael J. Drabant

Joshua Rosenzweig

Russel Greg Winick

John Lipinsky

Stephen Sotelo

Robin Kramer

Maya Ziv-el

TIPS

LEGAL TERMS

CREDITOR

LOSS DAMAGE WAIVER (LDW)

GUARANTEED RESERVATION

DOING BUSINESS AS (DBA)

UNSECURED DEBT

REDEMPTION

FAIR CREDIT BILLING ACT (FCBA)

CREDIT BUREAU

AUTOMATIC STAY

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