Magalia Bankruptcy & Debt Lawyer, California

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Lauren Pruett
About | Practice Areas
Gale, Angelo, Johnson & Pruett, P.C.
1430 Blue Oaks Blvd Suite 250 Roseville, CA 95747» view map
Bankruptcy & Debt Law
Results Driven Representation

Our mission is to give your real results in multiple practice areas including family law, bankruptcy, and consumer litigation.

800-988-9181
1. Lauren Pruett Roseville, CA
  Attorney at Law- CA, 2015
  McGeorge School of Law, J.D.
2. AboutGale, Angelo, Johnson & Pruett, P.C.
  Effective, Innovative, Results Driven Representation.
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Douglas Bram Jacobs

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Credit & Debt, Bankruptcy, Bankruptcy & Debt

Mr. Jacobs was admitted to the California Bar in 1978 and has been in the private practice of law ever since. As house counsel for a franchise corpora... (more)

CONTACT

530-342-6144

20 Independence Cir, Chico, CA 95973

Daniel Holden Alexander

Personal Injury, Bankruptcy, Business, Civil Rights, Estate

Status: Licensed: 23 Years

CONTACT

901 Bruce Rd, Chico, CA 95928

Stacie Power

Divorce & Family Law, DUI-DWI, Bankruptcy & Debt, Real Estate

Status: Licensed: 15 Years

FREE CONSULTATION

CONTACT

2214 North Ave, Chico, CA 95926

Kenneth Dale Baker

Bankruptcy & Debt, Estate Planning, Business & Trade, Litigation

Status: Licensed: 52 Years

CONTACT

1430 East Ave, Chico, CA 95926

Heather Leigh Siles

Personal Injury, Bankruptcy, Administrative Law, Workers' Compensation

Status: Licensed: 28 Years

CONTACT

2064 Talbert Dr, Chico, CA 95928

Nikki Farris

Foreclosure, Bankruptcy, Estate Planning, Business

Status:

CONTACT

45 Jan Ct., Chico, CA 95928

Nichole Baker Farris

Estate Planning, Business & Trade, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 19 Years

CONTACT

45 Jan Ct., Chico, CA 95928

Troy Michael Wilkinson

Government, Bankruptcy & Debt

Status: Licensed: 35 Years

CONTACT

589 East Ave, Chico, CA 95926

Michael Odowd Hays

Bankruptcy

Status: Licensed: 46 Years

CONTACT

676 E 1St Ave, Chico, CA 95926

800-814-6700

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

CCCS

See Consumer Credit Counseling Service.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Magalia Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Gale, Angelo, Johnson & Pruett, P.C.

SPONSORED LAWYERS

Douglas Bram Jacobs

Daniel Holden Alexander

Stacie Power

Kenneth Dale Baker

Heather Leigh Siles

Nikki Farris

Nichole Baker Farris

Troy Michael Wilkinson

Michael Odowd Hays

TIPS

LEGAL TERMS

GUARANTOR

CHAPTER 13 BANKRUPTCY

DISCHARGEABLE DEBTS

DEBT COLLECTOR

ADMINISTRATIVE EXPENSES

TOXIC TORT

CCCS

CREDIT INSURANCE

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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