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Marne Reorganization Lawyer, Michigan

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800-814-6700

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Thomas B. Baynton Lawyer

Thomas B. Baynton

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Criminal, Bankruptcy, Divorce & Family Law, Traffic, DUI-DWI
I fight for you! Let My 29 Years of Experience Work For You!

At the Law Office of Thomas Baynton PLLC, Thomas Baynton is an experienced attorney serving the people of West Michigan. If you have been charged with... (more)

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616-456-6100

PO Box 230096, Grand Rapids, MI 49503
Profile LAWPOINTS™73/100
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Jon Dallas Stratman

Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
866 3 Mile Road, N.W., Grand Rapids, MI 49544
Profile LAWPOINTS™36/100
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Greg J. Ekdahl

Litigation, Business Organization, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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A. Todd Almassian

Litigation, Employment, Corporate, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

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230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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James M. Keller

Corporate, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

CONTACT
230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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Michael D. Almassian

Insurance, Corporate, Credit & Debt, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           

FREE CONSULTATION 

CONTACT
230 East Fulton Street, Grand Rapids, MI 49503
Profile LAWPOINTS™43/100
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Barry C. Lemmen

Social Security, Government, Family Law, Consumer Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  23 Years
CONTACT
274 Main St, Coopersville, MI 49404
Profile LAWPOINTS™32/100
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Michael Lee Deyoung

Motor Vehicle, Divorce & Family Law, Criminal, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  20 Years
CONTACT
690 Ridgefield Ct, Coopersville, MI 49404
Profile LAWPOINTS™32/100
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Heather M. Rubley Drouin

Contract, Consumer Bankruptcy, Legal Malpractice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  22 Years
CONTACT
2345 Walker Ave Nw, Grand Rapids, MI 49544
Profile LAWPOINTS™34/100
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David C. Andersen

Family Law, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
866 3 Mile Rd Nw, Grand Rapids, MI 49544
Profile LAWPOINTS™38/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)
The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)
A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

COLLATERAL

Property that guarantees payment of a secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

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