Maxton Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

H. Terry Hutchens

Banking & Finance, Commercial Real Estate, Civil Rights, Business, Credit & Debt

Status: Licensed: 32 Years

CONTACT

4200 Morganton Rd, Fayetteville, NC 28314

Jeffrey Theodore Heintz

Environmental Law, Business, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 52 Years

CONTACT

225 Lake Forest Dr. Sw, Pinehurst, NC 28374

Carol A. Morrison

Litigation, Bankruptcy & Debt

Status: Licensed: 45 Years

CONTACT

331 Fairfield Rd, Fayetteville, NC 28303

Kimberly Carter Post

Divorce & Family Law, Bankruptcy & Debt

Status: Licensed: 16 Years

CONTACT

Two Regional Circle, Pinehurst, NC 28370

Andrew D. Bock

Personal Injury, Collection, Guardianships & Conservatorships, Estate, Accident & Injury

Status: Licensed: 38 Years

CONTACT

Fayetteville, NC 28305

Nina Christine Hogan

Workers' Compensation, Bankruptcy

Status: Licensed: 23 Years

CONTACT

100 Magnolia Rd, Pinehurst, NC 28374

Mark A. Sternlicht

Social Security, Contract, Credit & Debt, Accident & Injury

Status:

CONTACT

Fayetteville, NC 28302

Mark Madison Harris

Family Law, Bankruptcy & Debt, Personal Injury, Accident & Injury

Status: Licensed: 22 Years

CONTACT

Fayetteville, NC 28302

Lloyd Clifford Brisson

Traffic, Insurance, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 47 Years

CONTACT

Fayetteville, NC 28302

Benner Jones

Landlord-Tenant, Estate, Bankruptcy

Status: Licensed: 59 Years

CONTACT

., Fayetteville, NC 28302

800-814-6700

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

Maxton Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

H. Terry Hutchens

Jeffrey Theodore Heintz

Carol A. Morrison

Kimberly Carter Post

Andrew D. Bock

Nina Christine Hogan

Mark A. Sternlicht

Mark Madison Harris

Lloyd Clifford Brisson

Benner Jones

TIPS

LEGAL TERMS

UNSECURED DEBT

CREDIT INSURANCE

NO-FAULT INSURANCE

GUARANTOR

BANKRUPTCY

LOSS DAMAGE WAIVER (LDW)

DEBIT CARD

DEBT COLLECTOR

FDCPA

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