Merced Bankruptcy & Debt Lawyer, California, page 2

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Timothy Cecil Springer

Immigration, Child Custody, Criminal, Bankruptcy

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4905 N West Ave, Fresno, CA 93705

Nancy Diane Klepac

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

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4905 N West Ave, Fresno, CA 93705

Pahoua C Lor

Real Estate, Child Custody, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 16 Years

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1255 W Shaw Ave, Fresno, CA 93711

Stephen Lawrence Labiak

Contract, Bankruptcy & Debt, Medical Malpractice, Legal Malpractice

Status: Licensed: 16 Years

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1222 W Shaw Ave, Fresno, CA 93711

Michael Joseph Arnold

Employee Rights, Family Law, Criminal, Bankruptcy & Debt

Status: Licensed: 15 Years

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1141 W Shaw Ave, Fresno, CA 93711

Kristi Danielle Marshall

Estate, Environmental Law, Divorce & Family Law, Bankruptcy & Debt

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970 W. Alluvial Ave, Fresno, CA 93711

Francis John Gist

Consumer Rights, Bankruptcy, Bankruptcy & Debt, Property Damage

Status: Licensed: 32 Years

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5151 N Palm Ave, Fresno, CA 93704

Christopher Laurence Campbell

Real Estate, Environmental Law, Business, Bankruptcy & Debt

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5260 N Palm Ave, Fresno, CA 93704

Joseph Michael Marchini

Litigation, Lawsuit & Dispute, Business, Bankruptcy & Debt

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5260 N Palm Ave, Fresno, CA 93704

Karney Mark Mekhitarian

Family Law, Criminal, Bankruptcy, Personal Injury, Bankruptcy & Debt

Status: Licensed: 20 Years

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5588 N Palm Ave, Fresno, CA 93704

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

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Merced Bankruptcy & Debt Lawyer, California, page 2

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Timothy Cecil Springer

Nancy Diane Klepac

Pahoua C Lor

Stephen Lawrence Labiak

Michael Joseph Arnold

Kristi Danielle Marshall

Francis John Gist

Christopher Laurence Campbell

Joseph Michael Marchini

Karney Mark Mekhitarian

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LEGAL TERMS

CURRENT MONTHLY INCOME

COSIGNER

TOXIC TORT

REPOSSESSION

DISCHARGEABLE DEBTS

REAFFIRMATION

CREDIT BUREAU

FRAUDULENT TRANSFER

COLLECTION AGENCY

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