Mount Laguna Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael C. Rogers

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Accident & Injury, Personal Injury, Credit & Debt, Corporate

Michael Rogers primarily represents national and regional automotive dealership clients in a wide variety of legal matters including consumer actions ... (more)

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619-393-7150

10620 Treena St, San Diego, CA 92131

John Anthony Varley

Bankruptcy, Credit & Debt, Estate Planning, Foreclosure

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7373 University Avenue, La Mesa, CA 91942

Brian J. McGoldrick

Immigration, Wills & Probate, Bankruptcy

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5353 Mission Center Road, San Diego, CA 92108

David J. Rausa

Litigation, Bankruptcy

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2515 Camino Del Rio South, San Diego, CA 92108

David A Casey

Foreclosure, Credit & Debt, Consumer Bankruptcy, Bankruptcy

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365 Broadway, #203, El Cajon, CA 92021

David Abraham Pomeranz

Family Law, Child Custody, Bankruptcy, Bankruptcy

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270 E Douglas Ave, El Cajon, CA 92020

Thomas Frederic Miles

Accident & Injury, Bankruptcy & Debt, Employment, Estate, Traffic

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152 W Park Ave, El Cajon, CA 92020

Thomas F. Miles

Garnishment, Partnerships, Administrative Law, Consumer Bankruptcy

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152 West Park Avenue, El Cajon, CA 92020

William Arthur Smelko

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 45 Years

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10931 Rockwood Rd, El Cajon, CA 92020

Carl H Starrett

Traffic, Estate, Criminal, Business, Bankruptcy & Debt

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1941 Friendship Dr, El Cajon, CA 92020

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LEGAL TERMS

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Mount Laguna Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Michael C. Rogers

John Anthony Varley

Brian J. McGoldrick

David J. Rausa

David A Casey

David Abraham Pomeranz

Thomas Frederic Miles

Thomas F. Miles

William Arthur Smelko

Carl H Starrett

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LEGAL TERMS

CREDITOR

WORKOUT

NO-FAULT INSURANCE

GUARANTEED RESERVATION

PRESUMED ABUSE

TRUTH IN LENDING ACT (TILA)

SECRET WARRANTY PROGRAM

LIQUIDATING PARTNER

CHAPTER 13 BANKRUPTCY

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