Mount Olive Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Travis P. Sasser

Traffic, Visa, Employee Rights, Bankruptcy

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CONTACT

2000 Regency Parkway, Cary, NC 27518

Ryan Michael Tarrant

Estate, Family Law, Divorce & Family Law, Credit & Debt

Status: Licensed: 15 Years

CONTACT

790 Se Cary Parkway, Cary, NC 27511

Frederic E. Toms

Civil Rights, Bankruptcy, Car Accident, Accident & Injury

Status: Licensed: 55 Years

CONTACT

107 Larkwood Lane, Cary, NC 27518

Cortney Ian Walker

Bankruptcy, Consumer Bankruptcy

Status: Licensed: 17 Years

CONTACT

2000 Regency Parkway, Cary, NC 27518

Cort Ian Walker

Lawsuit & Dispute, Bankruptcy & Debt, Consumer Bankruptcy

Status: Licensed: 17 Years

CONTACT

2000 Regency Parkway, Cary, NC 27518

Michael Ray Epperly

Real Estate, Consumer Rights, Business, Bankruptcy & Debt

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2500 Regency Pkwy, Cary, NC 27518

Samuel David Fleder

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

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113 North Fern Abbey Lane, Cary, NC 27518

Christopher Shane Studley

Criminal, Business, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 13 Years

CONTACT

1537 Aridith Court, Cary, NC 27511

Richard Joseph Raimond

Landlord-Tenant, Lawsuit & Dispute, Health Care Other, Bankruptcy

Status:

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1255 Crescent Green Dr, Cary, NC 27518

Joseph M. Lischwe

Other, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

2000 Regency Parkway, Cary, NC 27518

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LEGAL TERMS

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FCBA

See Fair Credit Billing Act.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Mount Olive Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Travis P. Sasser

Ryan Michael Tarrant

Frederic E. Toms

Cortney Ian Walker

Cort Ian Walker

Michael Ray Epperly

Samuel David Fleder

Christopher Shane Studley

Richard Joseph Raimond

Joseph M. Lischwe

TIPS

LEGAL TERMS

ADMINISTRATIVE EXPENSES

FCBA

CREDIT INSURANCE

SECURED DEBT

HOUSEHOLDER

REAFFIRMATION

GRACE PERIOD

DISCHARGEABLE DEBTS

PREFERENCE

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