Nescopeck Bankruptcy & Debt Lawyer, Pennsylvania

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Vincent Rubino
About | Practice Areas
Newman Williams, P.C.
712 Monroe St P.O. Box 511 Stroudsburg, PA 18360» view map
Bankruptcy & Debt
A Legacy Of Solving Clients' Problems

We are proud to uphold a decades-long tradition of serving clients with courtesy, honesty and integrity. We have been here for you, and we will continue assistance into the future.

570-421-9090
1. Vincent Rubino Stroudsburg, PA
  Attorney at Law - PA, 1987
  Hofstra University J.D. 1987
2. AboutNewman Williams, P.C.
  A Tradition Of Service And Results
3. Practice AreasExpertise
  Bankruptcy & Debt
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C Stephen Gurdin

Bankruptcy, Corporate, Business Organization, Contract

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69 Public Square, Wilkes Barre, PA 18701

Kevin Tanribilir

Real Estate, Defect and Lemon Law, Estate, Bankruptcy, Accident & Injury

Status: Licensed: 29 Years

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701 E Front Street, Berwick, PA 18603

Robert Spielman

Traffic, Divorce, Consumer Rights, Bankruptcy

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29 E Main St, Bloomsburg, PA 17815

Michael P. Gregorowicz

Employment, Family Law, Bankruptcy & Debt, Car Accident

Status: Licensed: 46 Years

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401 S Market St, Bloomsburg, PA 17815

James A. Schneider

Landlord-Tenant, Estate, Family Law, Credit & Debt

Status: Licensed: 58 Years

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439 W Broad St, Hazleton, PA 18201

Sarah Elaine Mccarroll

Bankruptcy & Debt

Status: Licensed: 22 Years

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240 Market St, Bloomsburg, PA 17815

Christy Marie Demelfi

Business, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 18 Years

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4 N Madison St, Mcadoo, PA 18237

Jonathan Kuhar

Power of Attorney, Commercial Real Estate, Wills, Consumer Bankruptcy, Living Wills

Status: Licensed: 16 Years

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457 South Main Road, Mountain Top, PA 18707

James R. Kilker

Real Estate, Domestic Violence & Neglect, Disability, Bankruptcy, Medical Malpractice

Status: Licensed: 52 Years

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20 W Main St, Girardville, PA 17935

Susan Kessock

Social Security, Divorce & Family Law, Criminal, Bankruptcy

Status: Licensed: 20 Years

CONTACT

126 S Nice St, Frackville, PA 17931

800-814-6700

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

FCBA

See Fair Credit Billing Act.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Nescopeck Bankruptcy & Debt Lawyer, Pennsylvania

Sponsored Law Firm

Newman Williams, P.C.

SPONSORED LAWYERS

C Stephen Gurdin

Kevin Tanribilir

Robert Spielman

Michael P. Gregorowicz

James A. Schneider

Sarah Elaine Mccarroll

Christy Marie Demelfi

Jonathan Kuhar

James R. Kilker

Susan Kessock

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

UNDUE HARDSHIP

ACCORD AND SATISFACTION

FORBEARANCE

FCBA

SETOFF

LIMITED PARTNERSHIP

CURRENT MONTHLY INCOME

SOLE PROPRIETORSHIP

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