Newton Grove Bankruptcy & Debt Lawyer, North Carolina, page 2

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
1. Contact
2. Email
3. Refer
5. Visit:
6. Website
7. Profile

Terry Hutchens

Business, Accident & Injury, Workers' Compensation, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

4317 Ramsey Street, Fayetteville, NC 28311

Lanée Borsman

Foreclosure, Civil Rights, Contract, Collection

Status:

CONTACT

4317 Ramsey St, Fayetteville, NC 28311

Troy Staley

Family Law, Bankruptcy & Debt

Status:

CONTACT

4317 Ramsey Street, Fayetteville, NC 28311

Stephen Troy Staley

Bankruptcy, Bankruptcy & Debt

Status: Licensed: 14 Years

CONTACT

4317 Ramsey Street, Fayetteville, NC 28311

J Scott Flowers

Business, Litigation, Foreclosure, Collection

Status:

CONTACT

4317 Ramsey St, Fayetteville, NC 28311

John Cowles Tally

Business Organization, Collection, Commercial Leasing, Commercial Real Estate

Status: Licensed: 51 Years

CONTACT

Fayetteville, NC 28302

Lloyd Clifford Brisson

Traffic, Insurance, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 47 Years

CONTACT

Fayetteville, NC 28302

James A. Mclean

Workers' Compensation, Civil & Human Rights, Corporate, Bankruptcy

Status:

CONTACT

400 Westwood Shopping Center, Fayetteville, NC 28314

Cameron Alexandra Lambe

Collection, Contract, Business Organization

Status: Licensed: 9 Years

CONTACT

1119 Ileagnes Road, Raleigh, NC 27603

John G. Rhyne

Bankruptcy & Debt, Collection, Bankruptcy, Real Estate

Status:

CONTACT

P.O. Box 8327, Wilson, NC 27893

800-814-6700

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LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Newton Grove Bankruptcy & Debt Lawyer, North Carolina, page 2

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Terry Hutchens

Lanée Borsman

Troy Staley

Stephen Troy Staley

J Scott Flowers

John Cowles Tally

Lloyd Clifford Brisson

James A. Mclean

Cameron Alexandra Lambe

John G. Rhyne

TIPS

LEGAL TERMS

FRATERNAL BENEFIT SOCIETY BENEFITS

SETOFF

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 7 BANKRUPTCY

HOUSEHOLDER

FRAUDULENT TRANSFER

CHAPTER 13 BANKRUPTCY

DEBIT CARD

CREDIT REPORT

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