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Robert Geller
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Law Offices of Robert M. Geller, P.A.
807 West Azeele Street Tampa, FL 33606 » view map
Bankruptcy Law Attorneys - Hillsborough County
Bridging You A Brighter Future

It is our firm's philosophy and goal to give each client the individual attention he or she needs in difficult times. Call for a free initial consultation.

800-811-8031
1. Robert Geller Tampa, FL
  Attorney At Law - Florida, 1986
  Levin College of Law, J.D. - 1985
2. Bankruptcy Law Firm
  We have helped thousands of clients make a fresh financial start.
3. Contact UsEmail or Call 24/7
  Call for initial free consultation, 800-811-8031.
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Gregg Kamp

Divorce & Family Law, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

6155 South Florida Avenue, Lakeland, FL 33813

Kenneth Michael Skinner

Workers' Compensation, Contract, Credit & Debt, Products Liability

Status: In Good Standing Licensed: 20 Years

CONTACT

3611 James L Redman Pkwy, Plant City, FL 33567

Rich Lopez

Civil Rights, Bankruptcy, Insurance, Personal Injury, Estate

Status: In Good Standing Licensed: 17 Years

CONTACT

933 S Florida Ave, Lakeland, FL 33803

Samuel George Crosby

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing

CONTACT

2720 Cleveland Heights Blvd, Lakeland, FL 33803

Keith Will Wynne

Foreclosure, Divorce & Family Law, Criminal, Consumer Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

CONTACT

1001 E Baker St, Plant City, FL 33563

Matthew Joseph Dickerson

Civil Rights, Contract, Credit & Debt, Personal Injury, Construction

Status: In Good Standing Licensed: 34 Years

CONTACT

120 N Collins St, Plant City, FL 33563

William J. Rinaldo

Contract, Litigation, Bankruptcy, Corporate

Status: In Good Standing Licensed: 46 Years

CONTACT

1102 S Florida Ave, Lakeland, FL 33803

Karen M. Foxwell

Consumer Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

Lakeland, FL 33804

Carol Jean Messina Herman

Trusts, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1907 Carriage Ct, Plant City, FL 33566

Carol Jean Messina Herman

Litigation, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1907 Carriage Ct, Plant City, FL 33566

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

Nichols Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices of Robert M. Geller, P.A.

SPONSORED LAWYERS

Gregg Kamp

Kenneth Michael Skinner

Rich Lopez

Samuel George Crosby

Keith Will Wynne

Matthew Joseph Dickerson

William J. Rinaldo

Karen M. Foxwell

Carol Jean Messina Herman

Carol Jean Messina Herman

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

MEANS TEST

CREDIT INSURANCE

COSIGNER

CREDIT REPORT

DEBIT CARD

REAFFIRMATION

MEETING OF CREDITORS

FDCPA

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