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Atty. Raymond Mitchell
Chapter 7 | Chapter 13
The Law Firm of Raymond Mitchell
3717 Del Prado Blvd. South Cape Coral, Florida 33904 » view map
Lee County Bankruptcy Lawyer
We Help You Survive Financial Attacks

We strive to protect your freedom and rights and provide high quality legal services to you in a professional, respectful, realistic and honest manner.

800-256-5820
1. Raymond B. Mitchell Cape Coral
  Attorney At Law - FL, 1994
  Regent University School of Law - 1993
2. Chapter 7Liquidation
  A Chapter 7 liquidation proceeding is available to individuals, partnerships, and corporations.
3. Chapter 13Reorganization
  A Chapter 13 bankruptcy, or "wage earner reorganization" is available only to individuals with regular income.
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Raymond Brian Mitchell

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Civil Rights, Bankruptcy, Personal Injury, Family Law, Federal Appellate Practice

Protecting Your Children, Family, Income, Assets, Life, Liberty, Property, and Pursuit of Happiness!

Protecting Your Life, Liberty, Property, Family, Income, Assets, and Pursuit of Happiness! Eliminate Debts & Get a Fresh Start! See Your Children! Pro... (more)

FREE CONSULTATION

CONTACT

239-542-2002

3717 Del Prado Blvd., Cape Coral, FL 33904

Diane Muenze Gonzalez

✓ VERIFIED

Criminal, Immigration, Bankruptcy & Debt, Divorce & Family Law, Accident & Injury

With over 25 years of experience, attorney Diane Gonzalez has provided numerous clients effective and reliable legal counsel on a wide range of legal ... (more)

FREE CONSULTATION

CONTACT

239-948-8655

10800 Corkscrew Road, Estero, FL 33928

Robert C. Hill

Criminal, Banking & Finance, Bankruptcy, Animal Bite

Status: In Good Standing

CONTACT

2431 First St, Fort Myers, FL 33901

Steven Klaus Teuber

Civil Rights, Bankruptcy, Construction, Education, Divorce

Status: In Good Standing Licensed: 19 Years

CONTACT

1375 Jackson St, Fort Myers, FL 33901

Gregory N. Burns

Bankruptcy & Debt, Elder Law, Estate Planning, Estate

Status: Deceased Licensed: 50 Years

FREE CONSULTATION

CONTACT

2709 Swamp Cabbage Court, Fort Myers, FL 33901

Luis Ernesto Rivera

Litigation, Lawsuit & Dispute, Business, Bankruptcy

Status: In Good Standing

CONTACT

1404 Dean St, Fort Myers, FL 33901

Paul Anthony Giordano

Litigation, Federal Trial Practice, Business, Credit & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

2320 First St, Fort Myers, FL 33901

Richard A Johnston

Real Estate, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

Fort Myers, FL 33902

Kurt Alan Streyffeler

Family Law, Adoption, Civil Rights, Business, Bankruptcy

Status: In Good Standing Licensed: 37 Years

CONTACT

Fort Myers, FL 33902

Michael Joseph Rich

Federal Appellate Practice, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

2211 Widman Way, Fort Myers, FL 33901

800-923-0641

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LEGAL TERMS

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

CCCS

See Consumer Credit Counseling Service.

FDCPA

See Fair Debt Collections & Practices Act.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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North Fort Myers Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

The Law Firm of Raymond Mitchell

SPONSORED LAWYERS

Raymond Brian Mitchell

Diane Muenze Gonzalez

Robert C. Hill

Steven Klaus Teuber

Gregory N. Burns

Luis Ernesto Rivera

Paul Anthony Giordano

Richard A Johnston

Kurt Alan Streyffeler

Michael Joseph Rich

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LEGAL TERMS

INTEREST

COSIGNER

CCCS

FDCPA

BANKRUPTCY

REAFFIRMATION

LIABILITY

CHAPTER 13 PLAN

FORBEARANCE

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