North Kingstown Bankruptcy & Debt Lawyer, Rhode Island

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Jennifer Hoopis D'Ambra

Bankruptcy, Employment, Family Law, Labor Law

Status:

FREE CONSULTATION

CONTACT

33 College Hill Road, Warwick, RI 02886

Keri Hague Beck

Business Organization, Commercial Real Estate, Credit & Debt, Estate Planning

Status:

FREE CONSULTATION

CONTACT

931 Jefferson Blvd., Warwick, RI 02886

Danielle A. Britto

Estate Planning, Workers' Compensation, Bankruptcy, Personal Injury

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CONTACT

293 Cowesett Avenue, West Warwick, RI 02893

Nelson F. Brinckerhoff

Divorce & Family Law, Estate, Bankruptcy, Wills & Probate

Status: Licensed: 43 Years

FREE CONSULTATION

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6480 Post Road, North Kingstown, RI 02852

Mark S. Buckley

Wills & Probate, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt, Accident & Injury

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511 Greenbush Road, Warwick, RI 02818

Brian D. Fogarty

Accident & Injury, Bankruptcy & Debt, Divorce & Family Law, Employment, Estate

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CONTACT

1454 Main St, West Warwick, RI 02893

Stephen R. White

Wills & Probate, Collection, Personal Injury, Accident & Injury

Status:

CONTACT

West Kingston, RI 02892

Joel Robinson

Civil & Human Rights, Bankruptcy, Commercial Real Estate, Family Law

Status:

CONTACT

111 Airport Rd., Warwick, RI 02889

Marc R. Colagiovanni

Bankruptcy & Debt, Estate, Divorce & Family Law, Personal Injury

Status:

CONTACT

3010 Post Road, Warwick, RI 02886

Peter D. Nolan

Accident & Injury, Bankruptcy & Debt, Estate, Real Estate, Estate Planning

Status:

CONTACT

1070 Main Street, Coventry, RI 02816

800-814-6700

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LEGAL TERMS

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

North Kingstown Bankruptcy & Debt Lawyer, Rhode Island

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Jennifer Hoopis D'Ambra

Keri Hague Beck

Danielle A. Britto

Nelson F. Brinckerhoff

Mark S. Buckley

Brian D. Fogarty

Stephen R. White

Joel Robinson

Marc R. Colagiovanni

Peter D. Nolan

TIPS

LEGAL TERMS

REAFFIRMATION

DEBT COLLECTOR

COSIGNER

BULK SALES LAW

CREDIT COUNSELING

LOSS DAMAGE WAIVER (LDW)

DEFINED CONTRIBUTION PLAN

SETOFF

ADMINISTRATIVE EXPENSES

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