North Kingstown Bankruptcy & Debt Lawyer, Rhode Island, page 3

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Joseph Botelho
About | Practice Areas
Botelho Law Group
901 Eastern Ave Suite 2 Fall River, MA 02723» view map
Bankruptcy & Debt Law
Fall River Lawyers

At the Botelho Law Group we have several attorneys, with different specializations; to help your case’s individual needs.

800-229-5331
1. Joseph Botelho Fall River, MA
  Attorney at Law- MA, 2000
  University of Massachusetts School of Law, J.D. 2000
2. AboutBotelho Law Group
  Fall River Lawyers
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Daniel P. Meyer

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

141 Spencer Ave, East Greenwich, RI 02818

Paul J. Bogosian

Real Estate, Business, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

52 Wolverstone Road, East Greenwich, RI 02818

Paul J. Bogosian

Real Estate, Business, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

52 Wolverstone Road, East Greenwich, RI 02818

Steven J. Hart

Foreclosure, DUI-DWI, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

328 Cowesett Ave, West Warwick, RI 02893

Michael O. Carley

Government, Bankruptcy

Status: In Good Standing

CONTACT

64 B Tiogue Ave, West Warwick, RI 02893

Tara Fontaine

Other, Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

247 Quaker Lane, West Warwick, RI 02893

Vincent Anthony Indeglia

Bankruptcy & Debt, Business, Commercial Real Estate

Status: In Good Standing Licensed: 36 Years

CONTACT

300 Centerville Road, Warwick, RI 02886

Vincent A. Indeglia

Commercial Real Estate, Life & Health, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

300 Centerville Road, Warwick, RI 02886

Walter J. Manning

Family Law, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

300 Centerville Rd, Warwick, RI 02886

John D. Plummer

Other, Real Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

52 Ninth Avenue, Warwick, RI 02886

800-923-0641

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800-943-8690

Free Help: Use This Form or Call 800-943-8690

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LEGAL TERMS

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

North Kingstown Bankruptcy & Debt Lawyer, Rhode Island, page 3

Sponsored Law Firm

Botelho Law Group

SPONSORED LAWYERS

Daniel P. Meyer

Paul J. Bogosian

Paul J. Bogosian

Steven J. Hart

Michael O. Carley

Tara Fontaine

Vincent Anthony Indeglia

Vincent A. Indeglia

Walter J. Manning

John D. Plummer

TIPS

LEGAL TERMS

SOLE PROPRIETORSHIP

AUTOMATIC STAY

GENERAL PARTNER

FAIR CREDIT BILLING ACT (FCBA)

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

LIEN

CREDIT INSURANCE

GUARANTOR

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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