Northridge Bankruptcy & Debt Lawyer, California, page 5

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Leon Bayer
About | Practice Areas
Bayer Wishman & Leotta
1055 Wilshire Blvd Suite 1900 Los Angeles, CA 90017» view map
Bankruptcy & Debt
Experience, Affordability, & Expertise

The Los Angeles bankruptcy lawyers of Bayer Wishman & Leotta have successfully represented clients in the Los Angeles area for over 37 years. Bankruptcy is all we handle.

800-942-4591
1. Leon Bayer Los Angeles, CA
  Attorney at Law - CA, 1979
  San Fernando Valley College of Law
2. AboutBayer Wishman & Leotta
  88 Years of Combined Experience
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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7. Profile

Ali Reza Nader

Real Estate, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 29 Years

CONTACT

16530 Ventura Blvd, Encino, CA 91436

Daniel Bruce Spitzer

Real Estate, Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: Licensed: 40 Years

CONTACT

16311 Ventura Blvd, Encino, CA 91436

David Ross Weinstein

Estate, Business, Bankruptcy & Debt

Status: Licensed: 47 Years

CONTACT

16501 Ventura Blvd, Encino, CA 91436

Andrew William Hyman

Credit & Debt, Corporate, Electronic Commerce, Litigation, Commercial Real Estate

Status: Licensed: 47 Years

CONTACT

16000 Ventura Blvd, Encino, CA 91436

Pedram Amini

Business, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 16 Years

CONTACT

16633 Ventura Blvd, Encino, CA 91436

Sandra Maria Nutt

Bankruptcy, Civil Rights, Family Law, Trusts, Credit & Debt

Status: Licensed: 16 Years

CONTACT

5910 Van Nuys Blvd, Encino, CA 91401

Rob R. Nichols

Employment Discrimination, Employment, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

18801 Ventura Blvd, Tarzana, CA 91356

Lawrence David Simons

Employment Discrimination, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt, Bankruptcy & Debt

Status: Licensed: 30 Years

CONTACT

15545 Devonshire St, Mission Hills, CA 91345

Elaine Oclarino San Juan

Bankruptcy, Family Law, Immigration

Status: Licensed: 19 Years

CONTACT

15303 Ventura Blvd, Encino, CA 91403

Gregory Mark Shanfeld

Litigation, Estate, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 31 Years

CONTACT

15233 Ventura Blvd, Sherman Oaks, CA 91403

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

Northridge Bankruptcy & Debt Lawyer, California, page 5

Sponsored Law Firm

Bayer Wishman & Leotta

SPONSORED LAWYERS

Ali Reza Nader

Daniel Bruce Spitzer

David Ross Weinstein

Andrew William Hyman

Pedram Amini

Sandra Maria Nutt

Rob R. Nichols

Lawrence David Simons

Elaine Oclarino San Juan

Gregory Mark Shanfeld

TIPS

LEGAL TERMS

SECRET WARRANTY PROGRAM

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CHAPTER 13 BANKRUPTCY

FAIR CREDIT REPORTING ACT (FCRA)

LIEN

COSIGNER

UNSECURED DEBT

MEANS TEST

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