Oceano Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard Rossi

Dispute Resolution, Family Law, Divorce, Bankruptcy

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FREE CONSULTATION

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11555 Los Osos Valley Road, San Luis Obispo, CA 93405

Linda Ann Selig Blonsley

Employment Discrimination, Criminal, Bankruptcy, Personal Injury, Accident & Injury

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209 S Halcyon Rd, Arroyo Grande, CA 93420

Matthew Michael Loker

Class Action, Banking & Finance, Business, Credit & Debt, Consumer Bankruptcy

Status: Licensed: 14 Years

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1303 East Grand Avenue, Arroyo Grande, CA 93420

David Lee Hagan

Landlord-Tenant, Real Estate, Employment, Bankruptcy & Debt

Status: Licensed: 30 Years

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1303 E Grand Ave, Arroyo Grande, CA 93420

Travis Carlton Bonnheim

Employee Rights, Business, Bankruptcy, Personal Injury

Status: Licensed: 13 Years

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Grover Beach, CA 93483

Ray Lewis Fuller

General Practice

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4904 Sandpiper Ln, Guadalupe, CA 93434

Charles Gregory Kirschner

Landlord-Tenant, Traffic, Government, Estate, Bankruptcy

Status: Licensed: 41 Years

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770 Morro Bay Blvd, Morro Bay, CA 93442

James Rodney Williams

Business, Bankruptcy

Status: Licensed: 59 Years

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2640 Nutmeg Ave, Morro Bay, CA 93442

Roxanne Jennett Ware

Immigration, Estate, Divorce & Family Law, Misdemeanor, Bankruptcy & Debt

Status: Licensed: 33 Years

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Nipomo, CA 93444

Lisa Torres

Divorce, Contract, Bankruptcy & Debt, Car Accident

Status: Licensed: 37 Years

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1055 Ford Dr, Nipomo, CA 93444

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Oceano Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Richard Rossi

Linda Ann Selig Blonsley

Matthew Michael Loker

David Lee Hagan

Travis Carlton Bonnheim

Ray Lewis Fuller

Charles Gregory Kirschner

James Rodney Williams

Roxanne Jennett Ware

Lisa Torres

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LEGAL TERMS

SUBROGATION

MEANS TEST

WINDING UP

NONDISCHARGEABLE DEBTS

TRADE NAME

ADMINISTRATIVE EXPENSES

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FORBEARANCE

SOLE PROPRIETORSHIP

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