Oceano Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard Rossi

Dispute Resolution, Family Law, Divorce, Bankruptcy

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11555 Los Osos Valley Road, San Luis Obispo, CA 93405

Linda Ann Selig Blonsley

Employment Discrimination, Criminal, Bankruptcy, Personal Injury, Accident & Injury

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209 S Halcyon Rd, Arroyo Grande, CA 93420

Matthew Michael Loker

Consumer Bankruptcy, Business, Banking & Finance, Credit & Debt, Banking & Finance

Status: Licensed: 14 Years

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1303 East Grand Avenue, Arroyo Grande, CA 93420

David Lee Hagan

Bankruptcy & Debt, Civil Rights, Employment, Real Estate, Landlord-Tenant

Status: Licensed: 30 Years

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1303 E Grand Ave, Arroyo Grande, CA 93420

Travis Carlton Bonnheim

Personal Injury, Bankruptcy, Business, Employee Rights

Status: Licensed: 13 Years

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Grover Beach, CA 93483

Ray Lewis Fuller

General Practice

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4904 Sandpiper Ln, Guadalupe, CA 93434

Charles Gregory Kirschner

Landlord-Tenant, Traffic, Government, Estate, Bankruptcy

Status: Licensed: 41 Years

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770 Morro Bay Blvd, Morro Bay, CA 93442

James Rodney Williams

Business, Bankruptcy

Status: Licensed: 59 Years

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2640 Nutmeg Ave, Morro Bay, CA 93442

Roxanne Jennett Ware

Immigration, Estate, Divorce & Family Law, Misdemeanor, Bankruptcy & Debt

Status: Licensed: 33 Years

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Nipomo, CA 93444

Lisa Torres

Car Accident, Bankruptcy & Debt, Business, Divorce, Contract

Status: Licensed: 37 Years

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1055 Ford Dr, Nipomo, CA 93444

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

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Oceano Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Richard Rossi

Linda Ann Selig Blonsley

Matthew Michael Loker

David Lee Hagan

Travis Carlton Bonnheim

Ray Lewis Fuller

Charles Gregory Kirschner

James Rodney Williams

Roxanne Jennett Ware

Lisa Torres

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FRATERNAL BENEFIT SOCIETY BENEFITS

DEBIT CARD

LIQUIDATING PARTNER

GARNISHMENT

LOSS DAMAGE WAIVER (LDW)

CURRENT MONTHLY INCOME

REAFFIRMATION

REPOSSESSION

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