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James Turner
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N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Eric L. Hostetler

Collection, Credit & Debt, Insurance

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1980 Michigan Avenue, Cocoa, FL 32922

Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance

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1980 Michigan Avenue, Cocoa, FL 32922

L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance

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1980 Michigan Avenue, Cocoa, FL 32922

Mark A. Brionez

Lawsuit & Dispute, Real Estate, Collection

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1000 West Main Street, Leesburg, FL 34748

Kimberly Bonder Rezanka

Construction, Business Organization, Credit & Debt, Bankruptcy

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8240 Devereux Drive, Melbourne, FL 32940

Claudia F. Haines

Bankruptcy, Corporate, Business Organization, Contract

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8240 Devereux Drive, Melbourne, FL 32940

Julia M. Cook

Tax, Real Estate, Intellectual Property, Bankruptcy & Debt

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8240 Devereux Drive, Melbourne, FL 32940

Thomas Seville Rice

Family Law, Elder Law, Contract, Credit & Debt

Status: Licensed: 40 Years

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2913 Condel Dr, Orlando, FL 32812

Sultana Louise Haque

Commercial Real Estate, Real Estate, Estate Planning, Bankruptcy & Debt

Status: Licensed: 16 Years

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5101 Mystic Point Ct, Orlando, FL 32812

Cynthia Marie Talton

Bankruptcy, Commercial Real Estate, Criminal, Real Estate

Status: Licensed: 21 Years

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4618 Jamerson Pl, Orlando, FL 32807

800-814-6700

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LEGAL TERMS

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Orlando Bankruptcy & Debt Lawyer, Florida, page 3

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Eric L. Hostetler

Michael R. Cook

L. Alexander Vance

Mark A. Brionez

Kimberly Bonder Rezanka

Claudia F. Haines

Julia M. Cook

Thomas Seville Rice

Sultana Louise Haque

Cynthia Marie Talton

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LEGAL TERMS

CREDIT COUNSELING

CHAPTER 13 PLAN

BANKRUPTCY

FRATERNAL BENEFIT SOCIETY BENEFITS

DOING BUSINESS AS (DBA)

DISPOSABLE INCOME

UNSECURED DEBT

TRADE NAME

IRS EXPENSES

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