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Michael Johnson
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Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

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800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Bruce S. Rosenwater

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Bankruptcy & Debt, Divorce & Family Law, Real Estate, Estate, Accident & Injury

Attorney Bruce S. Rosenwater was born in Cleveland, Ohio. He is a veteran attorney, having assisted Floridians for more than 30 years. Bruce founded a... (more)

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561-688-0991

1601 Forum Pl, West Palm Beach, FL 33401

Tania Ochoa

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Bankruptcy & Debt

Proudly taking General Bankruptcy Matters, Chapter 7 Bankruptcy, and Chapter 13 Bankruptcy cases from West Palm Beach Florida.

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561-355-5177

2001 Palm Beach Lakes Blvd, West Palm Beach, FL 33409

L. Louis Mrachek

Class Action, Arbitration, Corporate, Bankruptcy

Status: In Good Standing

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505 S. Flagler Dr., West Palm Beach, FL 33401

Amanda H. Rapp

Bankruptcy, Corporate, Complex Litigation, Contract

Status: In Good Standing

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505 S. Flagler Dr., West Palm Beach, FL 33401

Paul Andrew Krasker

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

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501 S Flagler Dr, West Palm Beach, FL 33401

Jeffrey Steven Eannarino

Foreclosure, Family Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 13 Years

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500 S. Australian Ave, West Palm Beach, FL 33401

Alan B. Rose

Class Action, Family Law, Corporate, Credit & Debt

Status: In Good Standing Licensed: 32 Years

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505 S Flagler Dr, West Palm Beach, FL 33401

Eric Klein

Bankruptcy & Debt, Bankruptcy, Divorce & Family Law, Family Law

FREE CONSULTATION

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777 South Flagler Drive, Suite 800 – West Tower, West Palm Beach, FL 33401

Steven L Schwarzberg

Employee Rights, Civil Rights, Antitrust, Credit & Debt

Status: In Good Standing Licensed: 44 Years

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2751 S Dixie Hwy, West Palm Beach, FL 33405

800-923-0641

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Palm Beach Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Bruce S. Rosenwater

Tania Ochoa

L. Louis Mrachek

Amanda H. Rapp

Paul Andrew Krasker

Jeffrey Steven Eannarino

Alan B. Rose

Eric Klein

Steven L Schwarzberg

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LEGAL TERMS

FAIR CREDIT REPORTING ACT (FCRA)

GARNISHMENT

C CORPORATION

FAIR CREDIT BILLING ACT (FCBA)

MEANS TEST

LIQUIDATING PARTNER

WINDING UP

SETOFF

CREDIT INSURANCE

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