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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Michael J. Willis

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Bankruptcy & Debt, Wills & Probate, Contract, Elder Law, Estate Planning

Dedicated to Excellence in Client Service

Michael Willis founded this firm with his brother, Shaun Patrick Willis. Their father, Hon. Frank D. Willis, is the probate judge for Van Buren Count... (more)

FREE CONSULTATION

CONTACT

800-909-2450

491 W South St, Kalamazoo, MI 49007

Jeffrey J Dufon

Traffic, Bankruptcy, White Collar Crime, DUI-DWI

Status:

FREE CONSULTATION

CONTACT

480 West Lovell Street, Kalamazoo, MI 49007

Cody H. Knight

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

6210 Devon St, Portage, MI 49024

Lana Escamilla

Litigation, International Other, Contract, Collection

Status: Licensed: 18 Years

CONTACT

1300 W Centre Ave, Portage, MI 49024

Staci L. Salisbury

Business Organization, Collection, Estate, Credit & Debt, Estate Planning

Status: Licensed: 10 Years

CONTACT

Portage, MI 49081

Roxanne C. Seeber

Real Estate, Municipal, Limited Liability Companies, Consumer Bankruptcy

Status: Licensed: 31 Years

CONTACT

470 W Centre Ave, Portage, MI 49024

Charles R. Bear

Real Estate, Estate, Bankruptcy & Debt, Medical Malpractice

Status: Licensed: 43 Years

CONTACT

1662 East Centre Avenue, Portage, MI 49002

Susan A. Sandmeyer

Family Law, Divorce & Family Law, Consumer Rights, Consumer Bankruptcy

Status: Licensed: 38 Years

CONTACT

3520 East Shore Dr, Portage, MI 49002

Roger J. Bus

Foreclosure, Lawsuit & Dispute, Wills & Probate, Insurance, Bankruptcy & Debt

Status: Licensed: 46 Years

CONTACT

903 E Cork St, Kalamazoo, MI 49001

Courtney K. Roberts

Real Estate, Federal Appellate Practice, Bankruptcy, Animal Bite

Status: Licensed: 23 Years

CONTACT

Kalamazoo, MI 49005

800-814-6700

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LEGAL TERMS

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Portage Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael J. Willis

Jeffrey J Dufon

Cody H. Knight

Lana Escamilla

Staci L. Salisbury

Roxanne C. Seeber

Charles R. Bear

Susan A. Sandmeyer

Roger J. Bus

Courtney K. Roberts

TIPS

LEGAL TERMS

NO-FAULT INSURANCE

DISPOSABLE INCOME

COLLECTION AGENCY

GARNISHMENT

FAIR CREDIT REPORTING ACT (FCRA)

FAIR LABOR STANDARDS ACT (FLSA)

DISCHARGE (OF DEBTS)

CREDITOR

LOSS DAMAGE WAIVER (LDW)

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