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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Cheryl Lynne Chadwick

Estate Planning, Estate, Family Law, Consumer Bankruptcy

Status: Licensed: 29 Years

CONTACT

220 W Main St, Ionia, MI 48846

John Roy Castillo

Social Security, Employee Rights, Contract, Bankruptcy

Status: Licensed: 52 Years

CONTACT

450 E Saginaw Hwy, Grand Ledge, MI 48837

Rhonda R. Kunkel

Landlord-Tenant, Estate Planning, Family Law, Collection

Status: Licensed: 23 Years

CONTACT

7521 Westshire Dr, Lansing, MI 48917

Wesley P. Hackett

Estate Planning, Employee Rights, Business, Bankruptcy

Status: Licensed: 57 Years

CONTACT

37 Parsonage St, Saranac, MI 48881

Richard B. Stapleton

Collection

Status: Licensed: 39 Years

CONTACT

16346 Wacousta Rd, Grand Ledge, MI 48837

Jessica Louise Sanchez

Consumer Bankruptcy

Status: Licensed: 16 Years

CONTACT

900 S Bridge St, Dewitt, MI 48820

Robert W. Dietrich

Bankruptcy, Divorce & Family Law

Status: Licensed: 31 Years

CONTACT

3815 W Saint Joseph St, Lansing, MI 48917

Michael J. Marutiak

Criminal, Administrative Law, Collection

Status: Licensed: 46 Years

CONTACT

1131 Vail Ct, Lansing, MI 48917

Charlotte F. Shoup

Real Estate, Estate Planning, Elder Law, Consumer Bankruptcy

Status: Licensed: 32 Years

CONTACT

4750 W Taft Rd, Saint Johns, MI 48879

Douglas B. Shapiro

Federal Appellate Practice, Collection, Reinsurance, Criminal

Status: Licensed: 39 Years

CONTACT

925 W Ottawa St, Lansing, MI 48915

800-814-6700

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LEGAL TERMS

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

FDCPA

See Fair Debt Collections & Practices Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Portland Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Cheryl Lynne Chadwick

John Roy Castillo

Rhonda R. Kunkel

Wesley P. Hackett

Richard B. Stapleton

Jessica Louise Sanchez

Robert W. Dietrich

Michael J. Marutiak

Charlotte F. Shoup

Douglas B. Shapiro

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LEGAL TERMS

LIABILITY

CREDIT REPORT

PREFERENCE

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

REDEMPTION

FDCPA

UNDUE HARDSHIP

401(K) PLAN

CURRENT MONTHLY INCOME

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