Rancho Santa Fe Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Michael Kovalsky

Corporate, Litigation, Credit & Debt, Federal Appellate Practice

Status: Licensed: 39 Years

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4405 Manchester Avenue, Encinitas, CA 92024

Deborah Lynn Raymond

Commercial Real Estate, Credit & Debt, Collection, Bankruptcy

Status:

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445 Marine View Ave, Del Mar, CA 92014

Steven Keith Brumer

Estate Planning, Bankruptcy, Family Law, Trusts, Estate

Status: Licensed: 26 Years

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445 Marine View Ave, Del Mar, CA 92014

Richard Leigh Boyer

Commercial Real Estate, Litigation, Contract, Credit & Debt

Status:

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1037 Cerro Verde Dr, Solana Beach, CA 92075

Jeremy A. Martin

Public Interest Law, Adoption, Bankruptcy, Household Mold

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777 South Highway 101, Solana Beach, CA 92075

Paul Kirk Hutson

Public Finance, Government, Banking & Finance, Consumer Bankruptcy, State Government

Status: Licensed: 41 Years

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Encinitas, CA 92023

Lincoln Victor Horton

Litigation, Lawsuit & Dispute, Employee Rights, Commercial Bankruptcy

Status: Licensed: 32 Years

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16236 San Dieguito Rd, Rancho Santa Fe, CA 92067

Yosina Mariette Lissebeck

Litigation, Contract, Credit & Debt, Collection, Bankruptcy

Status: Licensed: 26 Years

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13223 Black Mountain Rd, San Diego, CA 92129

Ben D Han

International Tax, Labor Legislation, Administrative Law, Commercial Bankruptcy

Status: Licensed: 27 Years

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Rancho Santa Fe, CA 92067

Jason C Tatman

Other, Real Estate, Collection, Commercial Bankruptcy

Status: Licensed: 16 Years

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2005 Coast Blvd, Del Mar, CA 92014

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Rancho Santa Fe Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Robert Michael Kovalsky

Deborah Lynn Raymond

Steven Keith Brumer

Richard Leigh Boyer

Jeremy A. Martin

Paul Kirk Hutson

Lincoln Victor Horton

Yosina Mariette Lissebeck

Ben D Han

Jason C Tatman

TIPS

LEGAL TERMS

IRS EXPENSES

FAIR CREDIT REPORTING ACT (FCRA)

SUBROGATION

MEETING OF CREDITORS

DEFINED CONTRIBUTION PLAN

CHAPTER 13 PLAN

FORBEARANCE

SETOFF

AUTOMATIC STAY

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