Rancho Santa Fe Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Robert Michael Kovalsky

Credit & Debt, Corporate, Federal Appellate Practice, Litigation, Commercial Real Estate

Status: Licensed: 39 Years

CONTACT

4405 Manchester Avenue, Encinitas, CA 92024

Deborah Lynn Raymond

Bankruptcy, Credit & Debt, Collection, Credit & Debt

Status:

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445 Marine View Ave, Del Mar, CA 92014

Steven Keith Brumer

Bankruptcy, Family Law, Estate, Trusts, Estate Planning

Status: Licensed: 26 Years

CONTACT

445 Marine View Ave, Del Mar, CA 92014

Richard Leigh Boyer

Credit & Debt, Contract, Litigation, Commercial Real Estate

Status:

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1037 Cerro Verde Dr, Solana Beach, CA 92075

Jeremy A. Martin

Public Interest Law, Adoption, Bankruptcy, Household Mold

Status:

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777 South Highway 101, Solana Beach, CA 92075

Paul Kirk Hutson

Consumer Bankruptcy, Banking & Finance, Government, State Government, Public Finance

Status: Licensed: 41 Years

CONTACT

Encinitas, CA 92023

Lincoln Victor Horton

Commercial Bankruptcy, Employee Rights, Lawsuit & Dispute, Litigation

Status: Licensed: 32 Years

CONTACT

16236 San Dieguito Rd, Rancho Santa Fe, CA 92067

Yosina Mariette Lissebeck

Bankruptcy, Credit & Debt, Litigation, Collection, Credit & Debt

Status: Licensed: 26 Years

CONTACT

13223 Black Mountain Rd, San Diego, CA 92129

Ben D Han

International Tax, Labor Legislation, Administrative Law, Commercial Bankruptcy

Status: Licensed: 27 Years

CONTACT

Rancho Santa Fe, CA 92067

Jason C Tatman

Other, Real Estate, Collection, Commercial Bankruptcy

Status: Licensed: 16 Years

CONTACT

2005 Coast Blvd, Del Mar, CA 92014

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

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Rancho Santa Fe Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Robert Michael Kovalsky

Deborah Lynn Raymond

Steven Keith Brumer

Richard Leigh Boyer

Jeremy A. Martin

Paul Kirk Hutson

Lincoln Victor Horton

Yosina Mariette Lissebeck

Ben D Han

Jason C Tatman

TIPS

LEGAL TERMS

REPOSSESSION

SOLE PROPRIETORSHIP

FAIR CREDIT REPORTING ACT (FCRA)

CREDIT COUNSELING

WINDING UP

C CORPORATION

NONEXEMPT PROPERTY

REDEMPTION

ADMINISTRATIVE EXPENSES

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