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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Thomas L. Smithson

Criminal, Native People, Civil & Human Rights, Collection

Status: Licensed: 57 Years

CONTACT

2623 W Maple Ridge 37Th Rd, Rock, MI 49880

Jeremy John Nastoff

Contract, Business, Credit & Debt, Personal Injury

Status: Licensed: 15 Years

CONTACT

816 Ludington St, Escanaba, MI 49829

Cathy C. Church

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 38 Years

FREE CONSULTATION

CONTACT

708 Chippewa Square, Marquette, MI 49855

Brandon Thomas Rickard

Native People, Contract, Collection, Wrongful Death

Status: Licensed: 14 Years

CONTACT

127 W Washington St, Marquette, MI 49855

Theodore F. Fulsher

Divorce & Family Law, Criminal, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 45 Years

CONTACT

710 Chippewa Sq, Marquette, MI 49855

Daniel David Mead

Adoption, Elder Law, Contract, Bankruptcy

Status: Licensed: 20 Years

CONTACT

2552 Us 41 W, Marquette, MI 49855

Joan B. Ball

Family Law, Divorce & Family Law, Consumer Rights, Consumer Bankruptcy

Status: Licensed: 30 Years

CONTACT

112 W Washington St, Marquette, MI 49855

Paul Richard Lehto

Credit & Debt, Business & Trade, Consumer Bankruptcy, Commercial Bankruptcy

Status: Licensed: 30 Years

CONTACT

Ishpeming, MI 49849

800-814-6700

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Rock Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Thomas L. Smithson

Jeremy John Nastoff

Cathy C. Church

Brandon Thomas Rickard

Theodore F. Fulsher

Daniel David Mead

Joan B. Ball

Paul Richard Lehto

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LEGAL TERMS

401(K) PLAN

IRS EXPENSES

PRIORITY DEBT

NUISANCE FEES

COSIGNER

NONDISCHARGEABLE DEBTS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

CREDIT BUREAU

GARNISHMENT

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