Roxobel Bankruptcy & Debt Lawyer, North Carolina

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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David Paul Clapsadl

Banking & Finance, Bankruptcy, Corporate, Business Organization

Status:

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120 North Franklin Street, Rocky Mount, NC 27804

W. Lee Allen

Bankruptcy, Divorce, Family Law

Status:

CONTACT

209 Evans Street, Greenville, NC 27858

A. Scott Mckellar

General Practice

Status: Licensed: 24 Years

CONTACT

Rocky Mount, NC 27804

Betty Alice Bridgers

Personal Injury, Bankruptcy, Administrative Law, White Collar Crime, Family Law

Status: Licensed: 44 Years

CONTACT

1202 Brookside Dr Nw, Wilson, NC 27896

Conrad E. Paysour

Commercial Real Estate, Wrongful Termination, Divorce, Bankruptcy & Debt

Status: Licensed: 37 Years

CONTACT

Greenville, NC 27835

Deborah E. Sperati

Lawsuit & Dispute, Banking & Finance, Bankruptcy & Debt, Accident & Injury

Status: Licensed: 26 Years

CONTACT

Rocky Mount, NC 27802

Elizabeth H. Fairman

Collection, Municipal, Bankruptcy & Debt

Status:

CONTACT

Rocky Mount, NC 27803

Elizabeth H. Fairman

Government, Bankruptcy & Debt

Status: Licensed: 39 Years

CONTACT

808 Beechtree Dr, Nashville, NC 27856

Herbert F. Allen

Motor Vehicle, Class Action, Estate, Bankruptcy

Status: Licensed: 50 Years

CONTACT

Tarboro, NC 27886

James Michael Fields

Business, Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: Licensed: 34 Years

CONTACT

Greenville, NC 27835

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LEGAL TERMS

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

COLLATERAL

Property that guarantees payment of a secured debt.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Roxobel Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

David Paul Clapsadl

W. Lee Allen

A. Scott Mckellar

Betty Alice Bridgers

Conrad E. Paysour

Deborah E. Sperati

Elizabeth H. Fairman

Elizabeth H. Fairman

Herbert F. Allen

James Michael Fields

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LEGAL TERMS

SETOFF

PRESUMED ABUSE

LIMITED PARTNERSHIP

COLLATERAL

CREDIT BUREAU

COLLECTION AGENCY

HOUSEHOLDER

CHAPTER 7 BANKRUPTCY

401(K) PLAN

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