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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

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21855 Redwood Road, Castro Valley, CA 94546

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

Status: In Good Standing

FREE CONSULTATION

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825 Washington, Oakland, CA 94607

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

FREE CONSULTATION

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870 Market Street, San Francisco, CA 94102

Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

Status: In Good Standing

FREE CONSULTATION

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1335 Sutter Street, San Francisco, CA 94109

Frank R. Acuña

Estate, Private Judging, Mediation, Collection

Status: In Good Standing

FREE CONSULTATION

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1981 North Broadway, Walnut Creek, CA 94596

David Loren Tuttle

Corporate, Labor Law, Collection, Litigation

Status: In Good Standing Licensed: 18 Years

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1620 S Loop Rd, Alameda, CA 94502

Michael Cosentino

Collection

Status: In Good Standing Licensed: 46 Years

CONTACT

1070 Marina Village Pkwy, Alameda, CA 94501

Joseph Albert Hearst

Litigation, Federal Appellate Practice, Divorce, Collection

Status: In Good Standing Licensed: 37 Years

CONTACT

1569 Solano Ave, Albany, CA 94707

Peter Winkler

Real Estate, Lawsuit & Dispute, Social Security, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 45 Years

CONTACT

104A Main Street, Belvedere Tiburon, CA 94920

Rechtsanwalt Holger Siegwart

Arbitration, International, Corporate, Collection

Status: In Good Standing

CONTACT

1799 Bayshore Highway, Burlingame, CA 94010

800-923-0641

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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San Francisco Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

Matthew M. Spielberg

Jeff D. Hoffman

Jerome J. Ghigliotti

Randall Kay

Frank R. Acuña

David Loren Tuttle

Michael Cosentino

Joseph Albert Hearst

Peter Winkler

Rechtsanwalt Holger Siegwart

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LEGAL TERMS

FDCPA

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LIMITED LIABILITY

WORKOUT

GRACE PERIOD

LIMITED PARTNERSHIP

S CORPORATION

FORBEARANCE

LOSS DAMAGE WAIVER (LDW)

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