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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Frank R. Acuña

Estate, Private Judging, Mediation, Collection

Status: In Good Standing

FREE CONSULTATION

CONTACT

1981 North Broadway, Walnut Creek, CA 94596

Jeff D. Hoffman

Accident & Injury, Consumer Bankruptcy, Medical Malpractice, Car Accident, Collection

Status: In Good Standing

FREE CONSULTATION

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825 Washington, Oakland, CA 94607

Jerome J. Ghigliotti

Administrative Law, Dispute Resolution, Collection, Commercial Leasing

Status: In Good Standing

FREE CONSULTATION

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870 Market Street, San Francisco, CA 94102

Matthew M. Spielberg

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

Status: In Good Standing

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21855 Redwood Road, Castro Valley, CA 94546

Randall Kay

Dispute Resolution, Collection, Contract, Litigation, Arbitration

Status: In Good Standing

FREE CONSULTATION

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1335 Sutter Street, San Francisco, CA 94109

Amanda Jill Katzenstein

Lawsuit & Dispute, Civil & Human Rights, Business, Collection

Status: In Good Standing

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50 Fremont St, San Francisco, CA 94105

Amy Louise Gordon

Consumer Protection, Credit & Debt, Collection

Status: In Good Standing Licensed: 35 Years

CONTACT

2940 Camino Diablo, Walnut Creek, CA 94597

Andrew Kassouf Quan

Lawsuit & Dispute, DUI-DWI, Contract, Collection, Credit & Debt

Status: In Good Standing Licensed: 8 Years

CONTACT

436 14Th St, Oakland, CA 94612

Anthony Joseph Marshall

Defect and Lemon Law, Litigation, Intellectual Property, Collection

Status: In Good Standing Licensed: 14 Years

CONTACT

499 Illinois St, San Francisco, CA 94158

Anthony Edward Mancuso

Insurance, Litigation, Collection, Personal Injury

Status: In Good Standing Licensed: 50 Years

CONTACT

237 Kearny St, San Francisco, CA 94108

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

San Francisco Collection Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Frank R. Acuña

Jeff D. Hoffman

Jerome J. Ghigliotti

Matthew M. Spielberg

Randall Kay

Amanda Jill Katzenstein

Amy Louise Gordon

Andrew Kassouf Quan

Anthony Joseph Marshall

Anthony Edward Mancuso

TIPS

LEGAL TERMS

PREFERENCE

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 13 BANKRUPTCY

TOXIC TORT

GENERAL PARTNER

LIQUIDATING PARTNER

CREDIT BUREAU

IRS EXPENSES

COLLATERAL

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