Santa Barbara Credit & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Andrew Jang

Credit & Debt, Bankruptcy

Status:

CONTACT

312 E Cook St, Santa Maria, CA 93454

Bruce Wagner Hogan

Credit & Debt

Status: Licensed: 50 Years

CONTACT

1300 Santa Barbara Street, Santa Barbara, CA 93101

Carissa Nicole Horowitz

Bankruptcy, Credit & Debt

Status: Licensed: 15 Years

CONTACT

1114 State St, Santa Barbara, CA 93101

Daniel David Mcdonough Abraham

Credit & Debt, Elder Law, Class Action, Litigation

Status: Licensed: 11 Years

CONTACT

300 E Esplanade Dr, Oxnard, CA 93036

David Michael Beckwith

Credit & Debt, Banking & Finance, Federal Appellate Practice, Electronic Commerce, Litigation

Status: Licensed: 39 Years

CONTACT

9967 Darling Rd, Ventura, CA 93004

David Mitchell Karen

Medical Malpractice, Credit & Debt, Contract, Employee Rights, Dispute Resolution

Status:

CONTACT

300 Esplanade Dr, Oxnard, CA 93036

Grant Orvis Gullickson

Credit & Debt, Estate, Entertainment, Intellectual Property, Landlord-Tenant

Status: Licensed: 44 Years

CONTACT

2417 Pierpont Blvd, Ventura, CA 93001

Guneet Kaur

Other, Government, Divorce & Family Law, Credit & Debt

Status: Licensed: 10 Years

CONTACT

1114 State St, Santa Barbara, CA 93101

Howard Racker Adamson

Credit & Debt, DUI-DWI, Divorce, Litigation

Status: Licensed: 32 Years

CONTACT

1308 Laguna St, Santa Barbara, CA 93101

James Patrick O'Neill

Commercial Real Estate, Trusts, Business, Credit & Debt

Status: Licensed: 44 Years

CONTACT

301 E Cook St, Santa Maria, CA 93454

800-814-6700

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LEGAL TERMS

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FCBA

See Fair Credit Billing Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

... This lawsuit arises from the efforts of defendant National Credit Acceptance, Inc., to collect a consumer debt from plaintiff Anastasiya Komarova that she did not owe. ... The plaintiffs there, like plaintiff here, were pursued for payment of a credit card debt they did not owe. ...

Dey v. Continental Central Credit

... K. Dey appeals a judgment of dismissal entered after the court sustained without leave to amend the demurrer of Continental Central Credit (Continental) and ... et seq.) Dey contends he stated a cause of action based on a fee defendants charged him to collect a debt he owed a ...

Liceaga v. Debt Recovery Solutions, LLC

... Despite her pleas to the agency that she was a victim of identity theft and had no Sprint account, they appear to have disbelieved her and ultimately reported her "default" to several credit reporting agencies, without advising that the debt was contested, thus harming her credit ...

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Santa Barbara Credit & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Andrew Jang

Bruce Wagner Hogan

Carissa Nicole Horowitz

Daniel David Mcdonough Abraham

David Michael Beckwith

David Mitchell Karen

Grant Orvis Gullickson

Guneet Kaur

Howard Racker Adamson

James Patrick O'Neill

TIPS

LEGAL TERMS

WINDING UP

SECRET WARRANTY PROGRAM

GARNISHMENT

SUBROGATION

BANKRUPTCY TRUSTEE

CREDIT INSURANCE

DEBIT CARD

FCBA

DISPOSABLE INCOME

SAMPLE LEGAL CASES

Komarova v. National Credit Acceptance, Inc.

Dey v. Continental Central Credit

Liceaga v. Debt Recovery Solutions, LLC

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