Sigel Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Holly Hotze Lynch

Federal Appellate Practice, Estate Planning, Child Custody, Collection, Family Law

Status: Licensed: 18 Years

CONTACT

215 North Fourth Street, Effingham, IL 62401

Jill Marie Hays

Social Security, Workers' Compensation, Collection, Personal Injury

Status: Licensed: 51 Years

CONTACT

404 N. Douglas, Shelbyville, IL 62565

Judy A. Baker

Trusts, Child Custody, Adoption, Collection, Estate Planning

Status: Licensed: 33 Years

CONTACT

201 N. Logan, Gays, IL 61928

Judy Baker

Collection, Estate, Bankruptcy

Status: Licensed: 34 Years

CONTACT

201 North Logan Street, Mattoon, IL 61938

Julie Nichols Matthews

Intellectual Property, Family Law, Collection, Estate Planning

Status: Licensed: 31 Years

CONTACT

1519 University Drive, Charleston, IL 61920

Kristin Lyn Wilson

Landlord-Tenant, Government, Collection, Bankruptcy, Elder Law

Status: Licensed: 34 Years

CONTACT

611 6Th Street, Charleston, IL 61920

Ronald Edward Fuhr

Litigation, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 41 Years

CONTACT

307 North 3Rd Street, Effingham, IL 62401

Tracy Berberich

Collection, Transactions, Municipal

Status: Licensed: 23 Years

CONTACT

122 East Washington Avenue, Effingham, IL 62401

Vernon Plummer

Social Security, Divorce, Criminal, Collection

Status: Licensed: 51 Years

CONTACT

404 N. Douglas, Shelbyville, IL 62565

Walter Lookofsky

Estate Planning, Divorce, DUI-DWI, Collection

Status: Licensed: 22 Years

CONTACT

111 E Main St, Shelbyville, IL 62565

800-814-6700

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LEGAL TERMS

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

FCBA

See Fair Credit Billing Act.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Sigel Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Holly Hotze Lynch

Jill Marie Hays

Judy A. Baker

Judy Baker

Julie Nichols Matthews

Kristin Lyn Wilson

Ronald Edward Fuhr

Tracy Berberich

Vernon Plummer

Walter Lookofsky

TIPS

LEGAL TERMS

S CORPORATION

LIEN

DISCHARGEABLE DEBTS

FCBA

CREDIT BUREAU

DISCHARGE (OF DEBTS)

DEBT COLLECTOR

CHAPTER 13 BANKRUPTCY

FORBEARANCE

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