Sonora Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Roger Allen Brown

Corporate, Credit & Debt, Employee Rights, Election & Political

Status: Licensed: 60 Years

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23525 Rusty Spur Rd, Sonora, CA 95370

Scott John Gross

Accident & Injury, Motor Vehicle, Criminal, Bankruptcy

Status: Licensed: 28 Years

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99 N Washington St, Sonora, CA 95370

David Eugene Foyil

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status:

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601 Court St, Jackson, CA 95642

Justin Thomas Allen

Trusts, Family Law, Elder Law, Bankruptcy

Status: Licensed: 20 Years

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2300 Sylvan Ave, Modesto, CA 95357

Curtis Dean Colaw

Estate Planning, Bankruptcy, Contract, Personal Injury, Family Law

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1317 Oakdale Rd, Modesto, CA 95355

Jeeni Rae Casey

Commercial Real Estate, Litigation, Lawsuit & Dispute, Credit & Debt, Estate

Status: Licensed: 17 Years

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928 Bel Passi Dr, Modesto, CA 95350

Michael Thomas McEnroe

Real Estate, Lawsuit & Dispute, Criminal, Bankruptcy & Debt

Status: Licensed: 49 Years

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14204 Main (Historic Hwy 49), Amador City, CA 95601

William Edward Mussman

Litigation, Juvenile Law, Consumer Bankruptcy, Bankruptcy

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3300 Tully Rd, Modesto, CA 95350

Eric James Sousa

Agriculture, Trusts, Corporate, Credit & Debt

Status: Licensed: 21 Years

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100 Sycamore Ave, Modesto, CA 95354

Pablo Tagre

Securities, Collection, Estate, Agriculture, Real Estate

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1500 Standiford Avenue, Modesto, CA 95350

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LEGAL TERMS

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FCRA

See Fair Credit Reporting Act.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT FILE

See credit report.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

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Sonora Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Roger Allen Brown

Scott John Gross

David Eugene Foyil

Justin Thomas Allen

Curtis Dean Colaw

Jeeni Rae Casey

Michael Thomas McEnroe

William Edward Mussman

Eric James Sousa

Pablo Tagre

TIPS

LEGAL TERMS

MEANS TEST

FCRA

REAFFIRMATION

CHAPTER 13 PLAN

REPOSSESSION

CREDIT FILE

IRS EXPENSES

INTEREST

SUBROGATION

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