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Jason T. Moss
About | Practice Areas
Moss & Associates Attorneys, P.A.
816 Elmwood Ave Columbia, SC 29201» view map
Bankruptcy & Debt
Debt Problems? We Have Solutions!

We provide our clients with a unique combination of top-quality representation, small-firm economics, and commitment.

800-821-6041
1. Jason T. Moss Columbia, SC
  Attorney at Law - SC, 1998
  University of South Carolina J.D. 1998
2. AboutMoss & Associates Attorneys, P.A.
  Debt Problems? We Have Solutions!
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jason T. Moss

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Columbia Bankruptcy & Debt Lawyer

Jason T. Moss, Esquire is the president at the law firm Moss & Associates, Attorneys P.A., where he focuses exclusively in the areas of litigation and... (more)

FREE CONSULTATION

CONTACT

800-821-6041

816 Elmwood Ave, Columbia, SC 29201

Christopher M. Edwards

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Greenville Bankruptcy & Debt Lawyer

Chris Edwards is the managing attorney for the Upstate of South Carolina office of Moss & Associates Attorneys, PA. Chris served in the military ... (more)

FREE CONSULTATION

CONTACT

864-272-3413

1900 Laurens Road, Greenville, SC 29607

Robert H. Cooper

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Greenville Bankruptcy & Debt Lawyer

Robert H. Cooper, Esquire, is the owner of The Cooper Law Firm and has practiced bankruptcy law almost exclusively since 1990. Mr. Cooper practices i... (more)

CONTACT

800-577-8571

150 Milestone Way, Greenville, SC 29615

Eric S. Reed

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Columbia Bankruptcy & Debt Lawyer

As an active member of the South Carolina Bankruptcy Law Association, Mr. Eric Reed stays current with the latest laws and techniques available to foc... (more)

FREE CONSULTATION

CONTACT

800-906-5980

220 Stoneridge Drive, Columbia, SC 29210

Robert R. Meredith

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North Charleston Bankruptcy & Debt Lawyer

Robert R. Meredith, Jr. is a graduate of the University of South Carolina of Law and has been in the practice of bankruptcy law since 1994. He lives i... (more)

CONTACT

800-924-6981

4000 Faber Place Dr., North Charleston, SC 29405

Randy A Skinner

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Greenville Bankruptcy & Debt Lawyer

Randy A. Skinner understands the stress of unemployment and economic uncertainty. Twenty years ago, with a new wife and a mountain of educational debt... (more)

FREE CONSULTATION

CONTACT

800-655-4210

300 North Main Street, Greenville, SC 29601

Paul Winford Owen

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Orangeburg Bankruptcy & Debt Lawyer

Paul Owen is a practicing lawyer in the state of South Carolina handling family law matters.

CONTACT

803-515-0176

P.O. Box 369, Orangeburg, SC 29116

Shawn L. Reeves

Corporate, Child Support, Collection, Criminal

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FREE CONSULTATION

CONTACT

PO Drawer 1107, 1001 Craven Street, Beaufort, SC 29902

Paul D. Kent

Business Organization, Business Successions, Dissolution, Gift Taxation

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CONTACT

1515 Lady Street, Columbia, SC 29201

J. Chris Brown

Corporate, Collection, Commercial Leasing, Commercial Real Estate

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CONTACT

406A E. Butler Rd., Mauldin, SC 29662

800-814-6700

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Lawyer.com can help you easily and quickly find South Carolina Bankruptcy & Debt Lawyers and South Carolina Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all South Carolina cities. Alternatively you can search for Bankruptcy & Debt attorneys for all South Carolina cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

COLLATERAL

Property that guarantees payment of a secured debt.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

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South Carolina Bankruptcy & Debt Lawyer List

Sponsored Law Firm

Moss & Associates Attorneys, P.A.

SPONSORED LAWYERS

Jason T. Moss

Christopher M. Edwards

Robert H. Cooper

Eric S. Reed

Robert R. Meredith

Randy A Skinner

Paul Winford Owen

Shawn L. Reeves

Paul D. Kent

J. Chris Brown

TIPS

LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

SOLE PROPRIETORSHIP

COLLATERAL

ADMINISTRATIVE EXPENSES

COLLECTION AGENCY

CREDIT INSURANCE

SETOFF

GRACE PERIOD

C CORPORATION

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