Temperance Collection Lawyer, Michigan, page 2

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Wilson P. Tanner

Family Law, Child Custody, Criminal, Civil Rights, Collection

Status: Licensed: 26 Years

CONTACT

117 N 1St St, Ann Arbor, MI 48104

Paul D. Reingold

Criminal, Civil Rights, Collection, Consumer Bankruptcy

Status: Licensed: 48 Years

CONTACT

801 Monroe St, Ann Arbor, MI 48109

Scott P. Mussin

Civil Rights, Contract, Collection, Wrongful Death

Status: Licensed: 20 Years

CONTACT

13351 Reeck Ct, Southgate, MI 48195

Sheila Spalding Blakney

Criminal, Collection

Status: Licensed: 38 Years

CONTACT

220 E. Huron Street, Ann Arbor, MI 48104

Deborah A. Labelle

Environmental Law, Civil & Human Rights, Collection, Gay & Lesbian Rights

Status: Licensed: 45 Years

CONTACT

221 N Main St, Ann Arbor, MI 48104

Michael J. Barnhart

Criminal, Collection

Status: Licensed: 56 Years

CONTACT

221 N Main St, Ann Arbor, MI 48104

Patricia A. Streeter

International, Criminal, Civil Rights, Collection

Status: Licensed: 46 Years

CONTACT

480 N Canton Center Rd, Canton, MI 48187

Roland Davenport

Dispute Resolution, Estate Planning, Estate, Elder Law, Collection

Status: Licensed: 29 Years

CONTACT

Ann Arbor, MI 48106

David J. Hutchinson

Litigation, Employee Rights, Divorce, Contract, Collection

Status:

CONTACT

3068 Bluett Rd, Ann Arbor, MI 48105

Peter W. Cravens

Criminal, Collection

Status: Licensed: 33 Years

CONTACT

110 Lake Shore Dr, Brooklyn, MI 49230

800-814-6700

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LEGAL TERMS

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

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Temperance Collection Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Wilson P. Tanner

Paul D. Reingold

Scott P. Mussin

Sheila Spalding Blakney

Deborah A. Labelle

Michael J. Barnhart

Patricia A. Streeter

Roland Davenport

David J. Hutchinson

Peter W. Cravens

TIPS

LEGAL TERMS

MEETING OF CREDITORS

DEFINED CONTRIBUTION PLAN

COLLECTION AGENCY

CREDITOR

LIEN

GUARANTEED RESERVATION

UNDUE HARDSHIP

CHAPTER 13 PLAN

DEBT COLLECTOR

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