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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Lora Ann Mcparland-savoie

Family Law, Divorce, Criminal, Collection

Status: Licensed: 10 Years

CONTACT

21917 Garrison St, Dearborn, MI 48124

Christopher Raymond Shemke

Elder Law, Insurance, Collection, Personal Injury

Status: Licensed: 15 Years

CONTACT

24400 Ford Rd, Dearborn Heights, MI 48127

Michael Ian Tinney

Criminal, Collection

Status: Licensed: 11 Years

CONTACT

22190 Garrison St, Dearborn, MI 48124

William L. Orlewicz

Federal Appellate Practice, Criminal, Business, Collection

Status: Licensed: 14 Years

CONTACT

1 Parklane Blvd, Dearborn, MI 48126

Kathy Hoffmann Murphy

Federal Appellate Practice, Criminal, Collection, Civil Rights

Status: Licensed: 31 Years

CONTACT

Livonia, MI 48151

Marva De Armas

International Other, Family Law, Criminal, Collection

Status: Licensed: 10 Years

CONTACT

613 Abbott St, Detroit, MI 48226

Edward Amir Bajoka

Traffic, White Collar Crime, Criminal, Collection

Status:

CONTACT

500 Griswold St, Detroit, MI 48226

Erin Renee Van Campen

Other, Federal Appellate Practice, Criminal, Collection

Status: Licensed: 13 Years

CONTACT

500 Griswold St, Detroit, MI 48226

Lawrence Stuart Talon

Criminal, Collection

Status: Licensed: 41 Years

CONTACT

1441 Saint Antoine St, Detroit, MI 48226

Amanda Suzanne Alexander

Criminal, Children's Rights, Collection

Status: Licensed: 12 Years

CONTACT

1420 Washington Blvd, Detroit, MI 48226

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

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Temperance Collection Lawyer, Michigan, page 3

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Lora Ann Mcparland-savoie

Christopher Raymond Shemke

Michael Ian Tinney

William L. Orlewicz

Kathy Hoffmann Murphy

Marva De Armas

Edward Amir Bajoka

Erin Renee Van Campen

Lawrence Stuart Talon

Amanda Suzanne Alexander

TIPS

LEGAL TERMS

UNDUE HARDSHIP

DEFINED CONTRIBUTION PLAN

CURRENT MONTHLY INCOME

WORKOUT

COSIGNER

PREFERENCE

MEANS TEST

AUTOMATIC STAY

SECRET WARRANTY PROGRAM

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