Trenton Bankruptcy Lawyer, New Jersey

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Candyce Smith-Sklar
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Law Offices of Sklar Smith-Sklar
1901 N. Olden Ave Ste 22 Ewing, NJ 08618 » view map
New Jersey & Pennsylvania Bankruptcy
New Jersey â€¢ Pennsylvania

Candyce Sklar-Smith is a practicing Bankruptcy lawyer with over 10 years of experience. Ms. Sklar-Smith is licensed in both New Jersey & Pennsylvania.

800-809-2781
1. Candyce Smith-Sklar Ewing, NJ
  Attorney At Law - NJ, 2003
  Widener University School of Law, J.D.
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Mark Kriegel

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Bankruptcy, Litigation, Insurance, Wills & Probate, Business Organization

Representing clients in bankruptcy, insurance, civil litigation and small business formation and operating agreements.

FREE CONSULTATION

CONTACT

800-650-5670

1479 Pennington Rd., Ewing, NJ 08618

Aniello D. Cerreto, Esq.

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Divorce & Family Law, Bankruptcy, Criminal, Estate

A lawyer who listens to you

I utilize the depth of my many years of relevant experience to assist people to transition into their new life and thrive during an otherwise trying t... (more)

FREE CONSULTATION

CONTACT

800-809-4531

215 Gordon's Corner Road, Manalapan, NJ 07726

Robert H. Johnson

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Bankruptcy & Debt, Foreclosure, Bankruptcy

Robert H. Johnson has spent his career representing clients in U.S. Bankruptcy Court and New Jersey insolvency proceedings. Prior to founding this fi... (more)

FREE CONSULTATION

CONTACT

800-774-9731

1818 Old Cuthbert Rd, Cherry Hill, NJ 08034

Joseph Markowitz

Bankruptcy, Corporate, Child Support, Farms

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CONTACT

3131 Princeton Pike, Building 3D, Lawrence Township, NJ 08648

Christine M. Gravelle

Litigation, Estate Administration, Employment, Bankruptcy

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CONTACT

3131 Princeton Pike, Building 3D, Lawrence Township, NJ 08648

Bonita C. Leadem

Bankruptcy, Construction, Environmental Law, Insurance

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CONTACT

4105 US Rte. 1, Monmouth Junction, NJ 08852

Richard P Minteer

Bankruptcy, Consumer Protection

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CONTACT

131 Bridgeboro Street, Riverside, NJ 08075

Drew A. Molotsky

Landlord-Tenant, Foreclosure, Divorce & Family Law, Bankruptcy

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CONTACT

1000 Lenola Road, Moorestown, NJ 08057

D. Andrew Bertorelli

Business & Trade, Bankruptcy

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CONTACT

1000 Lenola Road, Moorestown, NJ 08057

Donald N Elsas

Bankruptcy, Family Law, Land Use & Zoning, Real Estate, Business

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CONTACT

1000 Lenola Road, Moorestown, NJ 08057

800-814-6700

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LEGAL TERMS

FDCPA

See Fair Debt Collections & Practices Act.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

SAMPLE LEGAL CASES

Spring Creek Holding Company, Inc. v. Shinnihon USA Co., Ltd.

... PNY failed to make some of the tax payments. In 1994, PNY filed for bankruptcy. In 1998, through the bankruptcy proceedings, Seasons Investment Corporation (SIC) purchased for $9.1 million the hotel and PNY's right to reacquire from Shinnihon the Remainder Property. ...

EMC Mortg. Corp. v. Chaudhri

... Unicor then sought protection under the Bankruptcy Code. Plaintiff EMC Mortgage Corporation (EMC) purchased the Chaudhris' mortgage at a bankruptcy sale. EMC received an assignment of the mortgage and proceeded on Unicor's behalf to prosecute the foreclosure action. ...

US EX REL. USDA v. Scurry

... On April 1, 2004, after the final judgment of foreclosure was entered but before title, possession and ejectment were sought, defendant sought protection from her creditors pursuant to Chapter XIII of the United States Bankruptcy Code, [1] 11 USC Â§Â§ 1301-1330, a step that ...

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Trenton Bankruptcy Lawyer, New Jersey

Sponsored Law Firm

Law Offices of Sklar Smith-Sklar

SPONSORED LAWYERS

Mark Kriegel

Aniello D. Cerreto, Esq.

Robert H. Johnson

Joseph Markowitz

Christine M. Gravelle

Bonita C. Leadem

Richard P Minteer

Drew A. Molotsky

D. Andrew Bertorelli

Donald N Elsas

TIPS

LEGAL TERMS

FDCPA

C CORPORATION

SECURED DEBT

SUBROGATION

CREDIT COUNSELING

FAIR CREDIT BILLING ACT (FCBA)

INTEREST

SOLE PROPRIETORSHIP

GARNISHMENT

SAMPLE LEGAL CASES

Spring Creek Holding Company, Inc. v. Shinnihon USA Co., Ltd.

EMC Mortg. Corp. v. Chaudhri

US EX REL. USDA v. Scurry

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