Trenton Credit & Debt Lawyer, New Jersey

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Candyce Smith-Sklar
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Law Offices of Sklar Smith-Sklar
1901 N. Olden Ave Ste 22 Ewing, NJ 08618 » view map
New Jersey & Pennsylvania Bankruptcy
New Jersey â€¢ Pennsylvania

Candyce Sklar-Smith is a practicing Bankruptcy lawyer with over 10 years of experience. Ms. Sklar-Smith is licensed in both New Jersey & Pennsylvania.

800-809-2781
1. Candyce Smith-Sklar Ewing, NJ
  Attorney At Law - NJ, 2003
  Widener University School of Law, J.D.
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Andrew H. Graulich

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Accident & Injury, Workers' Compensation, Car Accident, Personal Injury, Credit & Debt

The hallmark of Mr. Graulich’s practice is client service. He provides personalized legal representation to clients based on their backgrounds, need... (more)

CONTACT

800-711-7571

17 Academy Street, Newark, NJ 07102

Robert N. Braverman

Foreclosure, Contract, Business Organization, Credit & Debt

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FREE CONSULTATION

CONTACT

800 N. Kings Highway, Cherry Hill, NJ 08034

Michelle H. Badolato

Banking & Finance, Bankruptcy Litigation, Corporate, Credit & Debt

Status:

CONTACT

360 Haddon Avenue, Collingswood, NJ 08108

Taironda E. Phoenix

Corporate, Business, Credit & Debt, Bankruptcy

Status:

CONTACT

360 Haddon Avenue, Collingswood, NJ 08108

Janine Marie Lloyd

Litigation, Immigration, Transactions, Credit & Debt

Status:

CONTACT

6 North Broad Street, Woodbury, NJ 08096

Christine A. Dolan

Foreign Investment, Federal Employees, Administrative Law, Credit & Debt

Status:

FREE CONSULTATION

CONTACT

1593 Route 88 West, Brick, NJ 08723

Joseph J. La Costa

Corporate, Credit & Debt, Tax

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CONTACT

225 Broad Street, Red Bank, NJ 07701

Andrew B. Sobel

Landlord-Tenant, Estate Planning, Family Law, Credit & Debt

Status:

CONTACT

691 Elizabeth Ave, Newark, NJ 07112

James Joseph Fitzpatrick

Banking & Finance, Corporate, Credit & Debt, Estate Planning

Status:

CONTACT

One Gateway Center, Newark, NJ 07102

Darin S. Portnoy

Collection, Credit & Debt, Business & Trade, Collection

Status: Licensed: 34 Years

CONTACT

3705 Quakerbridge Road, Hamilton, NJ 08619

800-814-6700

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LEGAL TERMS

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

... for reconsideration that Calandra deposed "three Ford credit witnesses." The appellate record only contains Anderson's and Nicosia's depositions. [2] As explained in Ford's statement of material facts in support of summary judgment, not disputed by Calandra, the debt owed by ...

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

... taken up by . . . a futile proceeding"). Even if, for the sake of argument, defendant's failure to file a timely answer was the result of excusable neglect, he presents no meritorious defenses to his personal liability for the credit card debt in this case. ...

FIA CARD SERVICES v. KESSIE

... PER CURIAM. Defendant Prince Kessie appeals from an order of the Law Division granting summary judgment against him for an alleged credit card debt in the amount of $19,214.04 plus costs. We reverse and remand for reinstatement of the pleadings. ...

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Trenton Credit & Debt Lawyer, New Jersey

Sponsored Law Firm

Law Offices of Sklar Smith-Sklar

SPONSORED LAWYERS

Andrew H. Graulich

Robert N. Braverman

Michelle H. Badolato

Taironda E. Phoenix

Janine Marie Lloyd

Christine A. Dolan

Joseph J. La Costa

Andrew B. Sobel

James Joseph Fitzpatrick

Darin S. Portnoy

TIPS

LEGAL TERMS

UNDUE HARDSHIP

ACCORD AND SATISFACTION

ADMINISTRATIVE EXPENSES

ABUSE

DISCHARGE (OF DEBTS)

SECRET WARRANTY PROGRAM

HOUSEHOLDER

FAIR CREDIT REPORTING ACT (FCRA)

AUTOMATIC STAY

SAMPLE LEGAL CASES

FORD MOTOR CREDIT COMPANY, LLC v. Calandra

FEDERATED FINANCIAL CORPORATION OF AMERICA v. ECO MEDICAL

FIA CARD SERVICES v. KESSIE

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