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E. Chris L'Hommedieu
About | Practice Areas
L'Hommedieu Law Office, P.A.
190 Bates Street Lewiston, ME 04240» view map
Bankruptcy & Debt
More Than Just A Law Firm

L'Hommedieu Law Office, P.A. has been providing the best in legal representation in Bankruptcy, Personal Injury, Disability and Family law since 1997.

800-941-5060
1. E. Chris L'Hommedieu Lewiston, ME
  Attorney at Law - ME, 1996
  University of Maine J.D. 1995
2. AboutL'Hommedieu Law Office, P.A.
  More Than Just A Law Firm
3. Practice AreasExpertise
  Bankruptcy & Debt
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E. Christopher L'Hommedieu

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Accident & Injury, Bankruptcy & Debt

Providing the best in legal representation in Bankruptcy, Personal Injury, Disability, and Family law since 1997.

FREE CONSULTATION

CONTACT

800-941-5060

190 Bates Street, Lewiston, ME 04240

John W. Geismar

Tax, Health Care Other, Corporate, Commercial Bankruptcy

Status: Licensed: 43 Years

CONTACT

217 Main Street, Lewiston, ME 04243

David R. Dubord

Litigation, Wills & Probate, Collection, Collection, Bankruptcy Litigation

Status: Licensed: 45 Years

CONTACT

86 Lisbon Street, Lewiston, ME 04243

Donald S. Hornblower

International Other, Divorce, DUI-DWI, Bankruptcy, Federal Appellate Practice

Status:

CONTACT

95 Park Street, Lewiston, ME 04243

Richard J. O'Brien

Wills, Trusts, Reorganization, Bankruptcy

Status: Licensed: 43 Years

CONTACT

Auburn, ME 04212

Shawn K. Bell

Wills, Civil & Human Rights, Business & Trade, Reorganization

Status: Licensed: 34 Years

CONTACT

810 Lisbon Street, Lewiston, ME 04241

Neil S. Shankman

Landlord-Tenant, Litigation, Lawsuit & Dispute, Commercial Bankruptcy, Accident & Injury

Status:

CONTACT

472 Main Street, Lewiston, ME 04240

Irving Isaacson

Commercial Bankruptcy

Status: Licensed: 86 Years

CONTACT

Lewiston, ME 04243

Edward L. Dilworth

Litigation, Family Law, Collection, Personal Injury, Real Estate

Status:

CONTACT

266 Main Street, Norway, ME 04268

800-814-6700

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LEGAL TERMS

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Turner Credit & Debt Lawyer, Maine

Sponsored Law Firm

L'Hommedieu Law Office, P.A.

SPONSORED LAWYERS

E. Christopher L'Hommedieu

John W. Geismar

David R. Dubord

Donald S. Hornblower

Richard J. O'Brien

Shawn K. Bell

Neil S. Shankman

Irving Isaacson

Edward L. Dilworth

TIPS

LEGAL TERMS

BANKRUPTCY TRUSTEE

DISCHARGE (OF DEBTS)

CREDIT INSURANCE

FRAUDULENT TRANSFER

S CORPORATION

PREFERENCE

LIMITED PARTNERSHIP

NO-FAULT INSURANCE

GARNISHMENT

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