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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Timothy H. Mccarthy

Labor Law, Health Care Other, Litigation, Consumer Bankruptcy

Status: Licensed: 14 Years

CONTACT

3905 Raleigh Dr, Okemos, MI 48864

Patricia Anne Johnson

Estate, Wrongful Termination, Divorce & Family Law, Bankruptcy

Status:

CONTACT

2109 Hamilton Road, Okemos, MI 48864

David T. Bittner

Divorce, Contract, Collection, Personal Injury

Status: Licensed: 33 Years

CONTACT

710 E Grand River Ave, Howell, MI 48843

Sarah R. Prout

Family Law, Elder Law, Children's Rights, Reorganization

Status: Licensed: 27 Years

CONTACT

3893 Okemos Rd, Okemos, MI 48864

Dennis E. Path

Real Estate, Divorce & Family Law, Criminal, Administrative Law, Bankruptcy

Status: Licensed: 41 Years

CONTACT

4121 Okemos Rd, Okemos, MI 48864

Michael C. Van Huysse

Litigation, Federal Appellate Practice, Family Law, Collection

Status:

CONTACT

2160 Hamilton Rd, Okemos, MI 48864

Jennifer Michelle Pierce

Family Law, Guardianships & Conservatorships, Elder Law, Bankruptcy

Status: Licensed: 12 Years

CONTACT

2112 University Park Dr, Okemos, MI 48864

Stephen William Michael

Estate Planning, Business, Consumer Bankruptcy, Estate

Status: Licensed: 13 Years

CONTACT

1278 Silverwood Dr, Okemos, MI 48864

Mick Grewal Sr.

Real Estate, Family Law, Criminal, Bankruptcy & Debt

Status:

CONTACT

2290 Science Pkwy, Okemos, MI 48864

Charlene C. Brooks

Consumer Bankruptcy

Status: Licensed: 45 Years

CONTACT

2526 Dustin Rd, Okemos, MI 48864

800-814-6700

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

FCRA

See Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

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Webberville Bankruptcy & Debt Lawyer, Michigan, page 2

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Timothy H. Mccarthy

Patricia Anne Johnson

David T. Bittner

Sarah R. Prout

Dennis E. Path

Michael C. Van Huysse

Jennifer Michelle Pierce

Stephen William Michael

Mick Grewal Sr.

Charlene C. Brooks

TIPS

LEGAL TERMS

CREDIT REPORT

PRESUMED ABUSE

FAIR LABOR STANDARDS ACT (FLSA)

INTEREST

FCRA

UNSECURED DEBT

FRAUDULENT TRANSFER

CHAPTER 13 BANKRUPTCY

SECURED DEBT

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