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Michael Johnson
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Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Michael K. Bregman

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Accident & Injury, Wrongful Death, Foreclosure, Credit & Debt, Discrimination

We provide personal attention for your personal injuries

The Law Offices of Michael K. Bregman, P.A. has helped thousands of clients that have been injured due to the negligence of others. We are available ... (more)

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800-899-9240

1896 Palm Beach Lakes Boulevard, West Palm Beach, FL 33409

Bruce S. Rosenwater

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Bankruptcy & Debt, Divorce & Family Law, Real Estate, Estate, Accident & Injury

Attorney Bruce S. Rosenwater was born in Cleveland, Ohio. He is a veteran attorney, having assisted Floridians for more than 30 years. Bruce founded a... (more)

CONTACT

561-688-0991

1601 Forum Pl, West Palm Beach, FL 33401

Tania Ochoa

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Bankruptcy & Debt

Proudly taking General Bankruptcy Matters, Chapter 7 Bankruptcy, and Chapter 13 Bankruptcy cases from West Palm Beach Florida.

CONTACT

561-355-5177

2001 Palm Beach Lakes Blvd, West Palm Beach, FL 33409

David Philip Slater

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Real Estate, Litigation, Collection, Wills & Probate

David P. Slater has over 30 years of litigation and general practice experience and handles all accident cases from investigation through trial, inclu... (more)

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561-998-9401

5154 Windsor Parke Dr, Boca Raton, FL 33496

Myles Brian Schlam

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Criminal, Divorce & Family Law, Lawsuit & Dispute, Bankruptcy & Debt, Estate

We handle criminal defense cases including DUI’s, general civil, and FL Marchman Act cases.

Myles Schlam is a practicing lawyer in the state of Florida. He received his J.D. from St. Thomas University School of Law in 2002.

CONTACT

800-884-0801

3594 S Ocean Blvd, Boca Raton, FL 33487

Mark R. Osherow

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Civil Rights, Bankruptcy, Construction, Contract, Intellectual Property

Mark R. Osherow is a Florida Bar Board Certified Specialist in Business Litigation with over 30 years of experience. He has practiced for most of thos... (more)

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561-257-0880

2101 N.W. Corporate Blvd., Boca Raton, FL 33431

Toni B. Ross

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Divorce & Family Law, Estate, Wills & Probate, Bankruptcy & Debt

Attorney Ross is a practicing lawyer in the state of Florida.

FREE CONSULTATION

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561-414-5647

550 Glaze Road, Boca Raton, FL 33431

Michael H Johnson

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Bankruptcy & Debt

After over two decades of practicing law, attorney Michael H. Johnson has accumulated an expansive knowledge of bankruptcy law and effective solutions... (more)

CONTACT

800-773-6441

3601 W. Commercial Blvd, Fort Lauderdale, FL 33309

Jason Ari Smith

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Business, Real Estate, Lawsuit & Dispute, Employment, Bankruptcy & Debt

Jason focuses his practice on complex civil litigation involving business and real estate matters. In his business litigation practice, Jason has exp... (more)

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800-734-8131

2475 Primrose Place, Fort Lauderdale, FL 33309

L. Louis Mrachek

Class Action, Arbitration, Corporate, Bankruptcy

Status: In Good Standing

CONTACT

505 S. Flagler Dr., West Palm Beach, FL 33401

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

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West Palm Beach Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Michael K. Bregman

Bruce S. Rosenwater

Tania Ochoa

David Philip Slater

Myles Brian Schlam

Mark R. Osherow

Toni B. Ross

Michael H Johnson

Jason Ari Smith

L. Louis Mrachek

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LEGAL TERMS

CREDIT INSURANCE

FAIR CREDIT BILLING ACT (FCBA)

ADMINISTRATIVE EXPENSES

ACCORD AND SATISFACTION

MEANS TEST

AUTOMATIC STAY

SETOFF

LIMITED PARTNERSHIP

CREDIT BUREAU

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