Altamonte Springs Bankruptcy & Debt Lawyer, Florida

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James Turner
About | Practice Areas
N. James Turner, Attorney at Law
100 S. Bumby Avenue Orlando, FL 32803» view map
Bankruptcy & Debt Law
Debt Collection Defense

Consumer Rights Attorney – providing affordable legal services for debt collector harassment, and debt collection defense

888-877-5103
1. James Turner Orlando, FL
  Attorney at Law, FL
  University of Miami School of Law, J.D. 1975
2. AboutN. James Turner, Attorney at Law
  Debt Collection Defense
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Richard A. Heller

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Bankruptcy & Debt, Estate, Divorce & Family Law

If you are reading this information, there is a good chance you need highly qualified legal representation. Our firm has been providing such represen... (more)

FREE CONSULTATION

CONTACT

407-649-7700

611 N Wymore Rd, Winter Park, FL 32789

Vera June

Bankruptcy, Business Organization, Credit & Debt, Foreclosure

Status: In Good Standing

CONTACT

283 Cranes Roost Blvd., Altamonte Springs, FL 32701

Charlie Price

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

390 Maitland Avenue, Altamonte Springs, FL 32701

Julie Jo Adams

Wills & Probate, Wills, Bankruptcy, Trusts

Status: In Good Standing

FREE CONSULTATION

CONTACT

415 South Orlando Avenue, Winter Park, FL 32789

Robert Bernard Worman

Construction, Real Estate, Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing

CONTACT

2707 W. Fairbanks Ave., Winter Park, FL 32789

Alyx C. Cassel

Bankruptcy & Debt, Consumer Bankruptcy

Status: In Good Standing Licensed: 8 Years

FREE CONSULTATION

CONTACT

478 East Altamonte Dr., Altamonte Springs, FL 32701

Christine Sarah Hansley

Bankruptcy & Debt, Collection, Credit & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

283 Cranes Roost Blvd, Altamonte Springs, FL 32701

Matthew Robert Gross

Commercial Real Estate, Wills, Trusts, Bankruptcy

Status: In Good Standing

CONTACT

498 Palm Springs Dr, Altamonte Springs, FL 32701

Dean Andrew Reed

Industry Specialties, Government, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing

CONTACT

283 Cranes Roost Blvd, Altamonte Springs, FL 32701

Karen Kay Estry

Civil Rights, Estate Planning, Adoption, Bankruptcy, Contract

Status: In Good Standing Licensed: 13 Years

CONTACT

Altamonte Springs, FL 32716

800-923-0641

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

Altamonte Springs Bankruptcy & Debt Lawyer, Florida

Sponsored Law Firm

N. James Turner, Attorney at Law

SPONSORED LAWYERS

Richard A. Heller

Vera June

Charlie Price

Julie Jo Adams

Robert Bernard Worman

Alyx C. Cassel

Christine Sarah Hansley

Matthew Robert Gross

Dean Andrew Reed

Karen Kay Estry

TIPS

LEGAL TERMS

SUBROGATION

REAFFIRMATION

NONEXEMPT PROPERTY

LIEN

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY TRUSTEE

GRACE PERIOD

CYBERSQUATTING

FCRA

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