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Michael Johnson
About | Practice Areas
Law Offices Of Michael H. Johnson, P.A.
3601 W. Commercial Blvd Suite 31 Fort Lauderdale, FL 33309» view map
Bankruptcy & Debt
Experienced Legal Guidance

I know how important getting out of debt can be, and I’m committed to providing innovative, effective solutions to help you have a brighter future.

800-773-6441
1. Michael Johnson Fort Lauderdale, FL
  Attorney at Law, FL
  Shepard Broad Law Center, J.D. 1998
2. AboutLaw Offices Of Michael H. Johnson, P.A.
  Experienced Legal Guidance
3. Practice AreasExpertise
  Bankruptcy & Debt
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Marlyse Yvonne McQuillen

Commercial Real Estate, Corporate, Banking & Finance, Credit & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

18227 Fresh Lake Way, Boca Raton, FL 33498

Pierre A St. Jean

Bankruptcy, Personal Injury, Commercial Real Estate, Business, Wills

Status: In Good Standing Licensed: 17 Years

CONTACT

862 N Military Trl, West Palm Beach, FL 33415

Jared G. Dokovna

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

6231 Pga Blvd, West Palm Beach, FL 33418

Edward Neil Port

Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

2161 Palm Beach Lakes Blvd, West Palm Beach, FL 33409

Ross Glennon Lavin

Credit & Debt, Business & Trade, Commercial Real Estate, Criminal

Status: In Good Standing Licensed: 36 Years

CONTACT

1481 S Military Trl, West Palm Beach, FL 33415

Angelique Amanda Jackson

Contract, Collection, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 14 Years

CONTACT

2930 Okeechobee Boulevard, West Palm Beach, FL 33409

Anthony Joseph Aragona

Lawsuit & Dispute, Bankruptcy & Debt, Business, Contract

Status: In Good Standing Licensed: 30 Years

CONTACT

1036 Grove Park Cir, Boynton Beach, FL 33436

David Christopher Lucey

Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

801 Northpoint Parkway, West Palm Beach, FL 33407

John Michael Koenig

Litigation, State Trial Practice, Credit & Debt, Dispute Resolution

Status: In Good Standing Licensed: 41 Years

CONTACT

3960 Hypoluxo Rd, Boynton Beach, FL 33436

Dana Lynn Kaplan

Bankruptcy & Debt, Workout, Litigation

Status: In Good Standing Licensed: 17 Years

CONTACT

1665 Palm Beach Lakes Blvd, West Palm Beach, FL 33401

800-923-0641

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LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Lake Harbor Bankruptcy & Debt Lawyer, Florida, page 5

Sponsored Law Firm

Law Offices Of Michael H. Johnson, P.A.

SPONSORED LAWYERS

Marlyse Yvonne McQuillen

Pierre A St. Jean

Jared G. Dokovna

Edward Neil Port

Ross Glennon Lavin

Angelique Amanda Jackson

Anthony Joseph Aragona

David Christopher Lucey

John Michael Koenig

Dana Lynn Kaplan

TIPS

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

401(K) PLAN

NO-FAULT INSURANCE

CHAPTER 13 PLAN

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

DISCHARGE (OF DEBTS)

SECURED DEBT

DOING BUSINESS AS (DBA)

GARNISHMENT

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