Patrick Afb Bankruptcy & Debt Lawyer, Florida

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Michele A. Biecker Lawyer

Michele A. Biecker

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Divorce & Family Law, Estate, Bankruptcy & Debt

At Biecker Law LLC, Michele Biecker believes that when you need legal services, you need an attorney that can provide you with the best advice. Thatâ€... (more)

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321-806-4730

Robert D. Hoag

Collection
Status:  In Good Standing           

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Eric L. Hostetler

Collection, Credit & Debt, Insurance
Status:  In Good Standing           

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Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance
Status:  In Good Standing           

FREE CONSULTATION 

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L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance
Status:  In Good Standing           

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Deborah M Smith

Divorce & Family Law, Bankruptcy, Wills, Custody & Visitation, Alimony & Spousal Support
Status:  In Good Standing           Licensed:  36 Years

Neil Jay Buchalter

Tax, Foreclosure, Bankruptcy
Status:  In Good Standing           Licensed:  45 Years

Troy Randall Lotane

Contract, Commercial Banks, Banking & Finance, Collection
Status:  In Good Standing           Licensed:  26 Years

Arna D Cortazzo

Estate, Criminal, Bankruptcy & Debt, Accident & Injury
Status:  In Good Standing           Licensed:  37 Years

Michael Anthony Saracco

Workers' Compensation, Elder Law, Contract, Credit & Debt
Status:  In Good Standing           Licensed:  12 Years

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Free Help: Use This Form or Call 800-943-8690

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800-943-8690

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Lawyer.com can help you easily and quickly find Patrick Afb Bankruptcy & Debt Lawyers and Patrick Afb Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

FCRA

See Fair Credit Reporting Act.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)
A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)
A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)
The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.