Patrick Afb Bankruptcy & Debt Lawyer, Florida

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Michele A. Biecker Lawyer

Michele A. Biecker

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Divorce & Family Law, Estate, Bankruptcy & Debt

At Biecker Law LLC, Michele Biecker believes that when you need legal services, you need an attorney that can provide you with the best advice. Thatâ€... (more)

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321-806-4730

Robert D. Hoag

Collection
Status:  In Good Standing           

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Michael R. Cook

Collection, Consumer Protection, Contract, Banking & Finance
Status:  In Good Standing           

FREE CONSULTATION 

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Eric L. Hostetler

Collection, Credit & Debt, Insurance
Status:  In Good Standing           

FREE CONSULTATION 

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L. Alexander Vance

Collection, Commercial Banks, Contract, Banking & Finance
Status:  In Good Standing           

FREE CONSULTATION 

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Virginia Stadler Scott

Divorce & Family Law, Misdemeanor, Bankruptcy
Status:  In Good Standing           Licensed:  36 Years

Carroll Sanders

Commercial Real Estate, Real Estate, Credit & Debt, Bankruptcy, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  17 Years

Carroll Sanders

Commercial Real Estate, Credit & Debt, Consumer Bankruptcy, Bankruptcy
Status:  In Good Standing           Licensed:  17 Years

Deborah M Smith

Divorce & Family Law, Bankruptcy, Wills, Custody & Visitation, Alimony & Spousal Support
Status:  In Good Standing           Licensed:  36 Years

Bryan Adam Badeaux

Construction, Litigation, Banking & Finance, Credit & Debt
Status:  In Good Standing           Licensed:  11 Years

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LEGAL TERMS

CCCS

See Consumer Credit Counseling Service.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)
A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

COLLATERAL

Property that guarantees payment of a secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)
The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)
A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)
A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)
(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.