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Carbondale Bankruptcy & Debt Lawyer, Illinois

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800-814-6700

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Jay Howd Lawyer

Jay Howd

✓ VERIFIED *Status is reviewed annually. For latest information visit here
Bankruptcy & Debt, Bankruptcy, Consumer Bankruptcy, Credit & Debt
Your First Step to a Fresh Start

Jay B. Howd was born and raised in LaHarpe, Illinois, a small farm community in west-central Illinois. Jay graduated valedictorian of his LaHarpe high... (more)

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618-993-1300

206 W Deyoung St, Marion, IL 62959
Profile LAWPOINTS™75/100
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Jay B. Howd

Collection, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years
CONTACT
811 W Main St, Carbondale, IL 62901
Profile LAWPOINTS™35/100
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Sarah L. Taylor

Estate Planning, Civil Rights, Credit & Debt, Collection, Eminent Domain
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
100 N Illinois Ave, Carbondale, IL 62901
Profile LAWPOINTS™34/100
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Kenneth Hughes

Corporate, Banking & Finance, Credit & Debt, Collection
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
100 N Illinois Ave, Carbondale, IL 62902
Profile LAWPOINTS™32/100
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Gregory Allen Veach

Commercial Real Estate, Trusts, Business, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  49 Years
CONTACT
2250 Reed Station Pkwy, Carbondale, IL 62903
Profile LAWPOINTS™36/100
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Rhonda Sue Miller

Bankruptcy, Real Estate, Banking & Finance, Litigation, Credit & Debt
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           
CONTACT
Carbondale, IL 62902
Profile LAWPOINTS™32/100
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Douglas Haile

Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  33 Years
CONTACT
601 South University Ave, Carbondale, IL 62901
Profile LAWPOINTS™27/100
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John Alleman

Workers' Compensation, Bankruptcy, Divorce, Medical Malpractice
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  35 Years
CONTACT
310 E Main Street, Carbondale, IL 62901
Profile LAWPOINTS™27/100
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Scott M. Hendricks

Income Tax, Corporate Tax, Gift Taxation, Bankruptcy
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  42 Years
CONTACT
206 W College St, Carbondale, IL 62901
Profile LAWPOINTS™24/100
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Pamela Hicks

Divorce & Family Law, Bankruptcy, Federal Appellate Practice, Medical Malpractice, Eminent Domain
Status:  In Good Standing *Status is reviewed annually. For latest information visit here           Licensed:  31 Years
CONTACT
310 East Main Street, Carbondale, IL 62901
Profile LAWPOINTS™22/100
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Member Representative

800-814-6700

Free Help: Use This Form or Call 800-814-6700

Member Representative

Call me for fastest results!
800-814-6700

Free Help: Use This Form or Call 800-814-6700

By submitting this request, I authorize you to forward my information to multiple potential lawyers and I agree to your Terms of Use and Privacy Policy including the Consent to Receive Automated Phone Calls, Emails and Texts. Information you provide is not privileged or confidential.

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)
A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)
A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

CCCS

See Consumer Credit Counseling Service.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT FILE

See credit report.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)
In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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