Decatur Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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James Arthur Coale

Government, Transactions, Bankruptcy

Status: Licensed: 51 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Andrew Douglas Bourey

Estate Planning, Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: Licensed: 23 Years

CONTACT

225 S Main St, Decatur, IL 62523

David Reimer

Estate Planning, Family Law, Divorce, Bankruptcy

Status: Licensed: 15 Years

CONTACT

132 S Water St, Decatur, IL 62523

William Trimble

Tax, Insurance, Transactions, Bankruptcy, Litigation

Status:

CONTACT

132 South Water Street, Decatur, IL 62525

John L. Greenleaf

Education, Visa, Wills, Estate, Bankruptcy

Status:

CONTACT

2456 North Main Street, Decatur, IL 62526

John Greenleaf

Wills, Wills & Probate, Estate Planning, Estate, Bankruptcy

Status:

CONTACT

2456 North Main Street, Decatur, IL 62526

Julie Beyers

Litigation, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 32 Years

CONTACT

601 E William St, Decatur, IL 62525

Monica Hawkins

Workers' Compensation, DUI-DWI, Collection, Personal Injury

Status: Licensed: 28 Years

CONTACT

363 S Main St, Decatur, IL 62523

Diane Couri

Bankruptcy

Status: Licensed: 14 Years

CONTACT

132 S Water St, Decatur, IL 62523

Faiq Mihlar

Real Estate, Litigation, Collection, Bankruptcy

Status: Licensed: 25 Years

CONTACT

601 E William St, Decatur, IL 62525

800-814-6700

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LEGAL TERMS

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

S CORPORATION

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status fro... (more...)

A term that describes a profit-making corporation organized under state law whose shareholders have applied for and received subchapter S corporation status from the Internal Revenue Service. Electing to do business as an S corporation lets shareholders enjoy limited liability status, as would be true of any corporation, but be taxed like a partnership or sole proprietor. That is, instead of being taxed as a separate entity (as would be the case with a regular or C corporation) an S corporation is a pass-through tax entity: income taxes are reported and paid by the shareholders, not the S corporation. To qualify as an S corporation a number of IRS rules must be met, such as a limit of 75 shareholders and citizenship requirements.

FCBA

See Fair Credit Billing Act.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

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Decatur Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

James Arthur Coale

Andrew Douglas Bourey

David Reimer

William Trimble

John L. Greenleaf

John Greenleaf

Julie Beyers

Monica Hawkins

Diane Couri

Faiq Mihlar

TIPS

LEGAL TERMS

CREDIT BUREAU

GARNISHMENT

CHAPTER 7 BANKRUPTCY

REPOSSESSION

S CORPORATION

FCBA

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

SECRET WARRANTY PROGRAM

SETOFF

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