Springfield Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Brian Jay Dees

Alimony & Spousal Support, Adoption, Administrative Law, Bankruptcy

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1035 South Second Street, Springfield, IL 62704

Fredric Benson

Administrative Law, Bankruptcy, Business Organization, Contract

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1307 South 7th Street, Springfield, IL 62703

Hugh F. Drake

Elder Law, Contract, Credit & Debt, Collection

Status: Licensed: 26 Years

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205 S Fifth St, Springfield, IL 62705

Emmet A. Fairfield

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

Status: Licensed: 44 Years

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205 S Fifth St, Springfield, IL 62705

Pamela Ellen Hart

Tax, Divorce & Family Law, Business & Trade, Bankruptcy

Status: Licensed: 16 Years

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611 E Monroe St, Springfield, IL 62701

Jason Germeraad

Civil Rights, Trade Associations, Bankruptcy, Bankruptcy & Debt, Litigation

Status: Licensed: 20 Years

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611 E Monroe St, Springfield, IL 62701

Samuel J. Witsman

Municipal, Banking & Finance, Business, Collection, Business & Trade

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1 N Old Capitol Plaza, Springfield, IL 62701

Kristina Mucinskas

Estate Planning, Transactions, Banking & Finance, Collection

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One N. Old State Capitol Pl, Springfield, IL 62701

William Vig

Estate Planning, Business & Trade, Collection, Medical Malpractice, Workers' Compensation

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1100 S 5Th St, Springfield, IL 62703

Kevin Lee Linder

International Tax, Social Security, Family Law, Bankruptcy

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1300 South Eighth Street, Springfield, IL 62703

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LEGAL TERMS

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

COLLATERAL

Property that guarantees payment of a secured debt.

CCCS

See Consumer Credit Counseling Service.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Springfield Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian Jay Dees

Fredric Benson

Hugh F. Drake

Emmet A. Fairfield

Pamela Ellen Hart

Jason Germeraad

Samuel J. Witsman

Kristina Mucinskas

William Vig

Kevin Lee Linder

TIPS

LEGAL TERMS

SUBROGATION

LIMITED PARTNERSHIP

SOLE PROPRIETORSHIP

DOING BUSINESS AS (DBA)

COLLATERAL

CCCS

DISCHARGE (OF DEBTS)

FDCPA

PREFERENCE

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