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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Saoirse Friend

Commercial Real Estate, Labor Law, Civil Rights, Collection, Estate Planning

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6520 Glenridge Park Place, Louisville, KY 40222

Richard Vernon Hornung

Real Estate, Mediation, Civil Rights, Credit & Debt

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6511 Glennridge Park Pl, Louisville, KY 40222

Sarah Jane Gray

Trusts, Estate, Employee Rights, Bankruptcy

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6009 Brownsboro Park Blvd, Louisville, KY 40207

Robert William DeWees

Real Estate, Immigration, Bankruptcy, Medical Malpractice

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6008 Brownsboro Park Blvd, Louisville, KY 40207

Wendy Leigh Groce-Smith

Immigration, Bankruptcy, Bankruptcy & Debt, Medical Malpractice

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6008 Brownsboro Park Boulevard, Louisville, KY 40207

Jeffrey Kyle McClain

Immigration, Criminal, Bankruptcy, Medical Malpractice

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6008 Brownsboro Park Blvd, Louisville, KY 40207

Julie Ann O'Bryan

Bankruptcy & Debt, Accident & Injury

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1717 Alliant Ave, Louisville, KY 40299

Michelle Renee Rawn

Estate, Divorce & Family Law, Civil Rights, Credit & Debt

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9302 New Lagrange Rd, Louisville, KY 40242

Allison Elkins Cooper

General Practice

Status: Licensed: 10 Years

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314 Marshall Drive, Louisville, KY 40207

Nancy Barrett Loucks

Lawsuit & Dispute, Employee Rights, Civil Rights, Bankruptcy

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306 Sage Rd, Louisville, KY 40207

800-814-6700

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LEGAL TERMS

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

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Crossgate Bankruptcy & Debt Lawyer, Kentucky, page 2

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

John Saoirse Friend

Richard Vernon Hornung

Sarah Jane Gray

Robert William DeWees

Wendy Leigh Groce-Smith

Jeffrey Kyle McClain

Julie Ann O'Bryan

Michelle Renee Rawn

Allison Elkins Cooper

Nancy Barrett Loucks

TIPS

LEGAL TERMS

LIMITED PARTNERSHIP

CREDIT INSURANCE

SUBROGATION

WINDING UP

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

CHAPTER 13 BANKRUPTCY

BANKRUPTCY TRUSTEE

401(K) PLAN

GARNISHMENT

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