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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
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Michael Joseph Bonvolanta

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Professional Responsibility, Federal Appellate Practice, Municipal, Consumer Bankruptcy, Medical Malpractice

Michael Bonvolanta earned his Bachelor of Arts degree in 2011 from DePaul University in Chicago, Illinois. He earned his Juris Doctor degree in 2015 f... (more)

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248-234-9832

29000 Inkster Rd, Southfield, MI 48034

Nick Balberman

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Accident & Injury, Criminal, Divorce & Family Law, Bankruptcy & Debt, Estate

Mr. Balberman graduated from the University of Michigan with a degree in Economics in 1978 and was admitted to the State Bar of Michigan in 1983 after... (more)

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248-224-6696

29800 Middlebelt Rd, Farmington, MI 48334

Phillip A. Greenblatt

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Credit & Debt, Identity Theft, Business

I can resolve your debt collection problems. I stop or minimize the prospect of garnishment of your wages and assets. I aggressively defend client'... (more)

FREE CONSULTATION

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248-227-7350

Phillip A. Greenblatt, PLLC, Southfield, MI 48037

Marc D. Melamed

Business Organization, Dissolution, Estate Administration, Joint Ventures

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30833 Northwestern Hwy, Farmington, MI 48334

Julie A. Smyk

Foreclosure, Workout, Consumer Bankruptcy, Bankruptcy

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FREE CONSULTATION

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29777 Telegraph Road, Southfield, MI 48034

Sandra K. Alexander

Real Estate, Estate Planning, Business, Credit & Debt

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7125 Orchard Lake Road, West Bloomfield, MI 48322

Jonathan C. Myers

Bankruptcy, Business, Real Estate

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27777 Franklin Road, Southfield, MI 48034

Judith Greenstone Miller

Intellectual Property, Corporate, Banking & Finance, Bankruptcy

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27777 Franklin Road, Southfield, MI 48034

Adel T. Fakhouri

Mediation, Estate Planning, Bankruptcy, Personal Injury

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FREE CONSULTATION

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26300 Telegraph Road, Southfield, MI 48033

Louis P. Rochkind

Real Estate, Business Organization, Banking & Finance, Bankruptcy

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27777 Franklin Road, Southfield, MI 48034

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LEGAL TERMS

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FCRA

See Fair Credit Reporting Act.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

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Farmington Bankruptcy & Debt Lawyer, Michigan

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Michael Joseph Bonvolanta

Nick Balberman

Phillip A. Greenblatt

Marc D. Melamed

Julie A. Smyk

Sandra K. Alexander

Jonathan C. Myers

Judith Greenstone Miller

Adel T. Fakhouri

Louis P. Rochkind

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LEGAL TERMS

SECRET WARRANTY PROGRAM

NONEXEMPT PROPERTY

AUTOMATIC STAY

FRAUDULENT TRANSFER

FCRA

DISCHARGE (OF DEBTS)

CHAPTER 13 BANKRUPTCY

CREDIT COUNSELING

PREFERENCE

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