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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Matthew W. Frank

Construction, Real Estate, Criminal, Consumer Bankruptcy

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CONTACT

30833 Northwestern Hwy, Farmington, MI 48334

Kathryn R. Spray

Entertainment, Employee Rights, Contract, Collection

Status: Licensed: 31 Years

CONTACT

31500 Northwestern Hwy, Farmington, MI 48334

Dirk A. Beamer

Litigation, Electronic Commerce, Employee Rights, Commercial Bankruptcy

Status: Licensed: 32 Years

CONTACT

31500 Northwestern Hwy, Farmington, MI 48334

Renee Cooper

Sales & Use Tax, Foreclosure, Litigation, Collection

Status: Licensed: 16 Years

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28470 W 13 Mile Rd, Farmington, MI 48334

Evan Macrae Alexander

Landlord-Tenant, Real Estate, Reinsurance, Collection

Status: Licensed: 11 Years

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30140 Orchard Lake Rd, Farmington, MI 48334

Alex J. Miller

Estate Planning, Employee Rights, Contract, Credit & Debt

Status: Licensed: 54 Years

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7125 Orchard Lake Rd, West Bloomfield, MI 48322

Jeffrey Scott Grasl

Commercial Real Estate, Contract, Banking & Finance, Credit & Debt

Status: Licensed: 24 Years

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31800 Northwestern Hwy, Farmington, MI 48334

Michelle M. Stephenson

Foreclosure, Family Law, Insurance, Bankruptcy

Status: Licensed: 31 Years

CONTACT

26100 American Dr, Southfield, MI 48034

Leslie J. Stein

Real Estate, Trusts, Contract, Credit & Debt

Status: Licensed: 45 Years

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6904 Tamerlane Dr, West Bloomfield, MI 48322

Paul Robert Hage

Business, Bankruptcy

Status: Licensed: 18 Years

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27777 Franklin Rd, Southfield, MI 48034

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Farmington Bankruptcy & Debt Lawyer, Michigan, page 4

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

Matthew W. Frank

Kathryn R. Spray

Dirk A. Beamer

Renee Cooper

Evan Macrae Alexander

Alex J. Miller

Jeffrey Scott Grasl

Michelle M. Stephenson

Leslie J. Stein

Paul Robert Hage

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

INTEREST

DISCHARGEABLE DEBTS

CHAPTER 7 BANKRUPTCY

LIMITED LIABILITY

NUISANCE FEES

REAFFIRMATION

DOING BUSINESS AS (DBA)

NONDISCHARGEABLE DEBTS

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