Lebanon Collection Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
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Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: Licensed: 15 Years

CONTACT

300 W Main St, Belleville, IL 62220

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: Licensed: 48 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

Tiffany Marie Cornejo

Landlord-Tenant, Bankruptcy, Traffic, Collection

Status: Licensed: 18 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

Deborah Jean Volmert

Lawsuit & Dispute, Government, Collection, Bankruptcy & Debt

Status: Licensed: 32 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Myron Hanna

Civil Rights, Banking & Finance, Collection, Bankruptcy

Status: Licensed: 44 Years

CONTACT

530 Fullerton Rd, Belleville, IL 62222

Kara Lechien

Family Law, Divorce, Divorce & Family Law, Collection

Status: Licensed: 24 Years

CONTACT

120 W Main St, Belleville, IL 62220

800-814-6700

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LEGAL TERMS

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FDCPA

See Fair Debt Collections & Practices Act.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

Lebanon Collection Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Brian David Flynn

Daniel Hayes

Tiffany Marie Cornejo

Deborah Jean Volmert

Myron Hanna

Kara Lechien

TIPS

LEGAL TERMS

ACCORD AND SATISFACTION

BANKRUPTCY TRUSTEE

IRS EXPENSES

FAIR CREDIT BILLING ACT (FCBA)

FAIR LABOR STANDARDS ACT (FLSA)

FDCPA

UNDUE HARDSHIP

CURRENT MONTHLY INCOME

CREDITOR

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