Lebanon Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

Status:

FREE CONSULTATION

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1002 East Wesley Drive, O Fallon, IL 62269

Terry Ivan Bruckert

Banking & Finance, Bankruptcy, Corporate, Business Organization, Litigation

Status: Licensed: 32 Years

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1002 E Wesley Dr, Belleville, IL 62269

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: Licensed: 36 Years

FREE CONSULTATION

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203 W Main St, Collinsville, IL 62234

Allen George Mealey

Consumer Bankruptcy, Bankruptcy, Bankruptcy & Debt, Collection

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4972 Benchmark Centre Dr, Belleville, IL 62226

Steven Andrew Gorom

Estate Planning, Employee Rights, Elder Law, Consumer Bankruptcy

Status: Licensed: 13 Years

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205 W Stonybrook Dr, Belleville, IL 62269

Russell Curtis Simon

Bankruptcy & Debt, Bankruptcy

Status: Licensed: 34 Years

CONTACT

24 Bronze Pointe, Belleville, IL 62226

Karl J. Wulff

Criminal, Corporate, Bankruptcy, Bankruptcy & Debt

Status:

CONTACT

430 Regency Ctr, Collinsville, IL 62234

Stanley Weller

Divorce & Family Law, Criminal, Transactions, Bankruptcy, Personal Injury

Status: Licensed: 38 Years

CONTACT

One S Church St, Belleville, IL 62220

Brian David Flynn

Collection, Personal Injury, Family Law, Criminal, Commercial Real Estate

Status: Licensed: 15 Years

CONTACT

300 W Main St, Belleville, IL 62220

Daniel Hayes

Real Estate, Municipal, Environmental Law, Collection

Status: Licensed: 48 Years

CONTACT

3540 N Belt W, Belleville, IL 62226

800-814-6700

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Lebanon Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Harold G. Belsheim

Terry Ivan Bruckert

Robert Gregory Lathram

Allen George Mealey

Steven Andrew Gorom

Russell Curtis Simon

Karl J. Wulff

Stanley Weller

Brian David Flynn

Daniel Hayes

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LEGAL TERMS

COSIGNER

NONDISCHARGEABLE DEBTS

PRESUMED ABUSE

GUARANTOR

DISCHARGEABLE DEBTS

CURRENT MONTHLY INCOME

LIQUIDATING PARTNER

REPOSSESSION

CREDIT REPORT

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