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FOR LEGAL PROFESSIONALS

Madison County, IL Workout Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Madison Workout lawyer.
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John J. Hopkins Lawyer

John J. Hopkins

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Accident & Injury, Medical Malpractice, Wrongful Death, Personal Injury, Car Accident

The son and grandson of ironworkers, Mr. Hopkins was taught the value of hard work at an early age. Working out of Ironworkers Local 392 in East St. L... (more)

PO Box 595, Alton, IL 62002

Sara Marie Salger Lawyer

Sara Marie Salger

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Accident & Injury, Mesothelioma, Wrongful Death, Personal Injury, Car Accident

Sara M. Salger received her undergraduate degree from Southern Illinois University Edwardsville, graduating cum laude, and Saint Louis University Scho... (more)

FREE CONSULTATION

156 N Main St, Edwardsville, IL 62025

Robert Lewis Elovitz Lawyer

Robert Lewis Elovitz

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Criminal, DUI-DWI, Divorce & Family Law

Formerly a Madison County prosecutor, Robert Elovitz decided to open his own law office over 17 years ago and has been representing Edwardsville, IL a... (more)

521 Saint Louis St, Edwardsville, IL 62025

Paul A. Marks

Business, Real Estate, Personal Injury, Car Accident

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FREE CONSULTATION

217 South Main Street, Edwardsville, IL 62025

Robert W. Butler

Workers' Compensation

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FREE CONSULTATION

300 Evans Avenue, Wood River, IL 62095

Marc W. Parker

Workers' Compensation, Admiralty & Maritime, Personal Injury

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FREE CONSULTATION

300 Evans Avenue, Wood River, IL 62095

Mark L. Brown

Products Liability, Class Action, Personal Injury

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FREE CONSULTATION

300 Evans Avenue, Wood River, IL 62095

Robert J. Evola

Products Liability, Class Action, Transportation & Shipping, Construction

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FREE CONSULTATION

300 Evans Avenue, Wood River, IL 62095

Jay C. Hoffman

Real Estate, Government, Estate Planning, Family Law

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FREE CONSULTATION

300 Evans Avenue, Wood River, IL 62095

Rodney D. Caffey

Admiralty & Maritime, Employment, Personal Injury, Railroad Injury

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FREE CONSULTATION

300 Evans Avenue, Wood River, IL 62095

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CYBERSQUATTING

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. T... (more...)

Buying a domain name that reflects the name of a business or famous person with the intent of selling the name back to the business or celebrity for a profit. The Anticybersquatting Consumer Protection Act of 1999 authorizes a cybersquatting victim to file a federal lawsuit to regain a domain name or sue for financial compensation. Under the act, registering, selling or using a domain name with the intent to profit from someone else's good name is considered cybersquatting. Victims of cybersquatting can also use the provisions of the Uniform Domain Name Dispute Resolution Policy adopted by ICANN, an international tribunal administering domain names. This international policy results in arbitration of the dispute, not litigation.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

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